Inner West mortgage broker

A mortgage broker
who knows the Inner West.

Terraces with heritage overlays, Federation streets, and newer apartment stock, all a few blocks apart. We compare 35+ lenders and it costs you nothing.

35+

Lenders

10+

Years experience

1,000+

Clients helped

Cost to you

Start here

Find your local mortgage broker

Closest to the harbour, Balmain, Rozelle and Lilyfield carry the peninsula's terraces, with Abbotsford and Five Dock further along the water. South of that, Annandale, Glebe and Leichhardt run into Haberfield, one of the best preserved Federation pockets in Sydney. Further west, Ashfield, Summer Hill and Strathfield sit along the rail line, with Homebush and Dulwich Hill nearby. South again, Newtown, Stanmore and Petersham are the terrace heartland, with Marrickville carrying the newest apartment stock, and Kensington and Mascot to the east near the airport.

Not on the list? We've helped clients Sydney wide. See every suburb we cover.

Buying your first home
in the Inner West?

We compare 35+ lenders, work out what you can borrow, and help you get pre-approved before you start looking.

0426 002 202 Let's meet

Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Inner West

Founder & mortgage broker

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Client stories

How we helped

Three real situations, and what actually happened in each one.

The heritage listing that slowed the reno.

They had bought a terrace planning a rear extension, then found out after settlement it sat in a heritage conservation area. Council approval took months longer than the builder had quoted for. We had structured their construction loan with a longer drawdown window from the start, so the delay cost them time rather than an expired approval.

Selling and buying, in the right order.

They were upgrading from an apartment to a terrace and did not want to be homeless between the two, or carry two loans longer than necessary. We worked out their borrowing capacity assuming the apartment was still unsold, arranged a short bridging period, and timed the two settlements days apart. No temporary accommodation, no double moving.

The terrace the bank would not touch.

Their own bank declined the loan because the terrace had no off street parking and a shared wall arrangement it did not like. We placed it with a lender whose policy had no issue with either, and the loan went through on standard terms within the week.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Time to refinance
your home loan?

We compare your current loan against 35+ lenders. If switching saves you money we will show you the numbers, and if it does not we will tell you that too.

0426 002 202 Let's meet

Free guides

What to know before you buy

Three free guides covering how an Inner West purchase actually runs, from pre-approval to settlement.

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans for every Inner West plan

Not sure where to start? See what a mortgage broker actually does.

Ready to buy
your next home?

We work out the equity you already have, what it could buy, and whether you can buy before you sell.

0426 002 202 Let's meet

Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.

Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.

Calculate

Home equity
calculator

See how much equity you could use in the home you own now.

Calculate

How it works

Three steps to your loan

Free check

We work out what you can borrow across 35+ lenders, and which ones suit the suburb and the kind of place you are buying.

Get pre-approved

We get your file ready and send it to the lender most likely to say yes to you and to your building.

Settle, then stay in touch

We stay with you to settlement, then keep an eye on your rate after that.

Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★

"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."

Verified Google review

★★★★★

"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."

Verified Google review

★★★★★

"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."

Verified Google review

FAQ

Inner West questions, answered

Why use a mortgage broker in the Inner West?

Terraces with heritage overlays sit against Federation streets and newer apartment blocks, and lenders read them differently. A heritage listing changes what a construction loan needs to look like. A broker checks several lenders before you commit. Brokers also have a legal duty called the Best Interests Duty, which means we have to put you first.

Does a heritage listing affect my home loan?

Not the approval itself, usually, but it changes what a renovation needs. Council approval on a heritage conservation area property takes longer and can attach conditions a standard renovation would not face. If you are planning to extend or alter one, build extra time into the loan structure from the start.

I am buying a terrace on its own title. Is that different from buying an apartment?

Yes, in how a lender assesses the building. A terrace on its own title has no strata report, no body corporate and no shared building risk to check. An apartment brings all three. Neither is harder to finance, but the checklist is different.

I am upgrading from an apartment to a house. How does the timing work?

It is two transactions rather than one, and the order you sell and buy in decides how much flexibility you have. Selling first gives you certainty on price but nowhere to live in the gap. Buying first with a bridging loan solves that but means carrying both properties for a period. We work out your borrowing capacity both ways.

How much equity can I use to buy my next home?

Usable equity is roughly 80% of what your place is worth today, less what you still owe. That figure becomes the deposit on the next purchase, so you are not saving twice. Go past 80% and lenders mortgage insurance usually comes back into it.

Can I get a home loan with no LMI?

You may be able to. Lenders mortgage insurance is a one off cost you pay when you borrow more than 80% of what a place is worth. Some lenders drop it completely for certain jobs. A family guarantor loan is another way to avoid it, and the Australian Government 5% Deposit Scheme removes it entirely for eligible first home buyers.

Do first home buyers pay stamp duty in NSW?

There are concessions for first home buyers below certain price levels, and full duty applies above them. A lot of the Inner West sits close to the line rather than clearly under it, so budget for some duty rather than assuming it is waived.

How long does a home loan pre-approval last?

Ninety days. That is the standard across lenders, and there is no such thing as a six month pre-approval whatever you may read elsewhere. Each application is also a hard enquiry on your credit file, so applying to several lenders at once works against you.

Should I use my bank or a mortgage broker?

A bank can only offer its own loans, its own valuation panel and its own rules. If any one of those does not suit your property, you usually find out after you have applied and paid for a valuation. A broker checks it against many lenders first. Buyvest compares 35+ lenders at $0 cost to you.

Your Inner West mortgage broker
Your home loan. Made simple.

Free check. No pressure. More than 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet

Inner West mortgage broker

A mortgage broker who knows the Inner West.

Find your local mortgage broker

Buying your first homein the Inner West?

Meet Ali Hasani

Founder & mortgage broker

How we helped

The heritage listing that slowed the reno.

Selling and buying, in the right order.

The terrace the bank would not touch.

Time to refinanceyour home loan?

What to know before you buy

Home loan pre-approval

Freestanding houses

Settlement day

Home loans for every Inner West plan

Ready to buyyour next home?

Home loans by profession

Run the numbers

Property depositcalculator

Mortgage repaymentcalculator

Home equitycalculator

Three steps to your loan

Free check

Get pre-approved

Settle, then stay in touch

5.0 ★★★★★ on Google

Inner West questions, answered

Your Inner West mortgage brokerYour home loan. Made simple.

A mortgage broker
who knows the Inner West.

Buying your first home
in the Inner West?

Time to refinance
your home loan?

Ready to buy
your next home?

Property deposit
calculator

Mortgage repayment
calculator

Home equity
calculator

Your Inner West mortgage broker
Your home loan. Made simple.