Stanmore mortgage broker

Stanmore mortgage broker

A mortgage broker
who knows Stanmore.

Home loans in Stanmore for your first home, your next home, an investment or a refinance. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you
What we help with

Four reasons people call us in Stanmore

Each one runs differently here, because Stanmore is a leafy heritage suburb of Federation homes close to the city, where character houses sit at a clear premium over a smaller unit market.

First home loans in Stanmore
In Stanmore a first home is usually a unit or a smaller home, because the freestanding and semi-detached Federation houses run into the millions. The Australian Government 5% Deposit Scheme comes with a property price cap in NSW, and a number of Stanmore units sit under it. Some jobs skip lenders mortgage insurance altogether, and a family guarantor loan is the other common way to bring the deposit down close to the city.
Buying your next home in Stanmore
The step in Stanmore is often from a unit up to a Federation home, and because good homes are tightly held and often sell at auction, the order of your contracts matters. Some people upgrade within Stanmore as families grow. Others keep the unit, rent it out and buy nearby in Petersham, Newtown or Enmore. Selling first or buying first changes how the loan is built, and bridging finance covers the gap when the two settlements will not line up.
Investment property loans in Stanmore
Stanmore rents steadily thanks to young professionals, the train line and the closeness to the city, with unit yields around 3% while houses return closer to 2.5%. Lenders count expected rent towards what you can afford, so on a unit that rent does real work, while a house leans more on your income. Heritage homes and converted flats can have quirks that affect lending. Keeping the new loan separate from the home loan matters for tax, so speak with your accountant early.
Refinancing a Stanmore home loan
Growth here has been strong, so the equity in your place may be more than you last checked. That figure can fund a renovation, a deposit on the next purchase, or the release of a parent's home still sitting as security on your loan. A refinance is also the one moment the rate, the structure and the years left on the loan all get looked at together, which almost never happens if you leave the loan where it is.

Whichever one brought you here, the first conversation is the same. We look at where you are now, then show you what each lender on our panel would do with it.

Thinking about
your first home?

There are a few ways into a Stanmore unit or smaller home with less than a 20% deposit, and some suit this market better than others. We can walk you through them before you start inspecting.

0426 002 202 Let's meet
About Stanmore

What the 2048 market actually looks like

History of Stanmore
Stanmore is a leafy inner western suburb known for its grand Federation and Victorian homes on tree-lined streets, and for Newington College at its heart. Just a few kilometres from the city and sitting between Newtown and Petersham, it has long drawn families and professionals who want character and space close in.
Stanmore property market
Stanmore is led by its character houses. Freestanding and semi-detached Federation and Victorian homes trade at a clear premium and are tightly held, often selling at auction, while a smaller pool of apartments gives first buyers and investors a way in. The heritage streets, the schools and the city closeness keep demand strong.
Stanmore property prices
Houses sit around $2.4 million, with roughly 101 sold in a year, while units are far more reachable, near $927,000, with about 47 traded in the same period. The gap between the two is wide, reflecting how much buyers pay for the freestanding and semi-detached character homes that define the suburb.
Borrowing in Stanmore
On a house you are often near the loan size where lenders start adding their own checks, and heritage homes can have quirks that some lenders weigh differently, especially where a home may sell at auction. On a unit the building decides it. Send us the address before you offer, or before you bid.

Whether it is a Federation home or a unit, we know which lenders are comfortable with each, here and across the Inner West.

Ready for the
next home?

Selling first or buying first changes almost everything about the loan. We can map out every step of the journey.

0426 002 202 Let's meet
Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Stanmore, based in Ryde

Founder & mortgage broker

MFAA
Member
Former CommBank
Lender
10+ years
Experience

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Looking at an
investment property?

Rent counts towards what you can borrow, and two lenders can land a long way apart on the same purchase.

0426 002 202 Let's meet
Client stories

How we helped in Stanmore

Three real situations, each one that moved from stuck to sorted with the right lender.

Pre-approved before the auction.

They had their eye on a Stanmore Federation home, and good houses here often sell at auction with no cooling off. We got their finance fully sorted first, worked out a firm limit across a couple of lenders, and confirmed how the valuation was likely to land, so they could bid with confidence rather than hope. They bought at auction knowing the finance was there. In a tightly held heritage market, being ready beats being fast.

The scheme they already qualified for.

A couple renting in Stanmore had saved a 5% deposit and assumed years more waiting lay ahead. What they had not realised was that they were eligible for the Australian Government 5% Deposit Scheme, which let them buy a Stanmore unit with the deposit they already had and no lenders mortgage insurance. They kept the rest of their savings for a buffer. The wait they had braced for simply did not need to happen.

Equity that funded the reno.

An owner wanted to renovate their Stanmore home and assumed they would need to save for years. On review, their home had grown in value and there was usable equity sitting in it. We refinanced to a sharper lender and structured the loan so the renovation was funded from that equity, with an offset to keep the interest down. The renovation they thought was years away started that year.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Free guides

What to know before you buy

Three free guides covering how a Stanmore purchase actually runs, from pre-approval to settlement.

Home loan pre-approval

What it covers, and how long it lasts.
Read the guide

Choosing a home loan

Fixed, variable, offset and redraw.
Read the guide

Settlement day

What has to be ready before then.
Read the guide

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans in Stanmore for every plan

First home
Learn more
Next home
Learn more
Investment property
Learn more
Refinancing
Learn more
Construction loans
Learn more
Bridging loans
Learn more
Guarantor loans
Learn more
No LMI and waived LMI
Learn more
Self employed home loans
Learn more

Not sure where to start? See what a Sydney mortgage broker does.

When did you last
check your rate?

We compare your current home loan against 35+ lenders. If a refinance saves you money we will show you the numbers, and if it does not we will tell you that too.

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Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs, and Royal North Shore is a few minutes away. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Home loans for
Doctors
Learn more
Home loans for
Dentists
Learn more
Home loans for
Accountants
Learn more
Home loans for
Lawyers
Learn more

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.
Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.
Calculate

Home equity
calculator

See how much equity you could use in the home you own now.
Calculate
How it works

Three steps to your loan

1

Financial health check

2

Get pre-approved

3

Settle, then stay in touch

Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
Verified Google review
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
Verified Google review
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."
Verified Google review
FAQ

Stanmore questions, answered

First home, next home, refinancing, accessing equity, investing, and how our digital appointments work. The essentials, then a quick call to get the current detail.

Can you help me buy my first home?
Yes. In Stanmore a first home is often a unit or a smaller home, because the freestanding and semi-detached Federation houses run into the millions. First home buyer schemes, professional insurance waivers and guarantor options can each reduce the deposit you need, and a number of Stanmore units sit under the scheme's property price cap. Which options apply depends on your income, your job and the property, and those rules change over time, so the best next step is a quick call where we go through your situation and tell you where you stand today.
Can you help me buy my next home?
Yes. In Stanmore the step is often from a unit up to a Federation home, and because good homes here are tightly held and often sell at auction, being finance ready matters. Some people upgrade within Stanmore, others keep the unit as a rental and buy nearby in Petersham or Newtown. Whether you sell first or buy first changes how the loan is built, and bridging finance covers the gap when timing does not line up. Give us a call and we will map the order and structure that suits your plans.
Can you help me refinance?
Yes. With Stanmore having grown solidly, a loan arranged a couple of years ago is often no longer the keenest available. Refinancing lets you weigh the whole picture at once, the rate, how it is structured, and the term still to run, rather than just the headline figure. Because rates and lender rules keep shifting, a number quoted today ages fast, so the practical step is a call where we hold your loan up against 35+ lenders and tell you plainly if switching stacks up.
Can you help me access equity or get a better rate?
Yes. If your Stanmore home has grown in value, and growth here has been strong, the equity you have built can often fund a renovation, another purchase or a restructure, and a review frequently turns up a sharper rate along the way. How much is usable depends on a current valuation and your position. Because those figures move, the most useful thing is a quick call where we work out what is genuinely available to you today rather than an estimate off a website.
Can you help me buy an investment property, using equity or cash?
Yes. An investment can be funded from cash, from the equity sitting in a property you already own, or a mix of both, and how it is arranged matters for keeping finances clean and for the tax later. In Stanmore the apartments draw steady demand from young professionals and commuters using the train line, so they stand up as an investment, and the equity in your home here can just as well buy somewhere else. Speak to your accountant on the tax and to us on the lending, so it is structured right from day one.
Do you offer digital appointments and virtual meetings?
Yes. Quite a few of the Stanmore loans we arrange never involve an in person meeting at all, just phone, Zoom or Teams sessions worked around the client's week. If you prefer that, the whole thing runs on screen, from the opening conversation to settlement day, with everything signed securely online. And if sitting down together suits you better, we will come to you, on weeknights or weekends. Get in touch and we will do it whichever way you like.

Your Stanmore mortgage broker
Your home loan.
Made simple.

Free check. No pressure. 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet

Stanmore does not sit on its own. It sits between Newtown and Petersham, with Leichhardt to the north and Enmore and Marrickville to the south. Annandale and Camperdown sit nearby, and the Inner West runs on through Summer Hill and Dulwich Hill. We cover all of them, so if your search shifts a suburb or two, you are not starting from scratch.