Leichhardt mortgage broker

Leichhardt mortgage broker

A mortgage broker
who knows Leichhardt.

Home loans in Leichhardt for your first home, your next home, an investment or a refinance. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you
What we help with

Four reasons people call us in Leichhardt

Each one runs differently here, because Leichhardt is one of the busiest Inner West markets, the heart of Little Italy, where terraces and a deep unit market both trade in volume.

First home loans in Leichhardt
Leichhardt is one of the busier Inner West markets, so a first home has genuine choice, from units around Norton Street to smaller terraces. The Australian Government 5% Deposit Scheme comes with a property price cap in NSW, and a number of Leichhardt units sit under it. Some jobs skip lenders mortgage insurance altogether, and a family guarantor loan is the other common way to bring the deposit down close to the city.
Buying your next home in Leichhardt
Leichhardt trades in high volume, so the step from a unit up to a terrace comes up often. Some people upgrade within Leichhardt as families grow. Others keep the unit, rent it out and buy the terrace nearby in Lilyfield, Annandale or Petersham. Selling first or buying first changes how the loan is built, and bridging finance covers the gap when the two settlements will not line up. The liquid market means being finance ready pays off.
Investment property loans in Leichhardt
Leichhardt has strong unit rental demand from its young professional community and the Norton Street lifestyle, with unit yields around 3.8% while houses return closer to 2.6%. Lenders count expected rent towards what you can afford, so on a unit that rent does real work. Character terraces and converted flats can have title quirks that affect lending. Keeping the new loan separate from the home loan matters for tax, so it is worth a word with your accountant early.
Refinancing a Leichhardt home loan
Growth here has been strong, so the equity in your place may be more than you last checked. That figure can fund a renovation, a deposit on the next purchase, or the release of a parent's home still sitting as security on your loan. A refinance is also the one moment the rate, the structure and the years left on the loan all get looked at together, which almost never happens if you leave the loan where it is.

Whichever one brought you here, the first conversation is the same. We look at where you are now, then show you what each lender on our panel would do with it.

Thinking about
your first home?

There are a few ways into a Leichhardt unit or smaller terrace with less than a 20% deposit, and some suit this market better than others. We can walk you through them before you start inspecting.

0426 002 202 Let's meet
About Leichhardt

What the 2040 market actually looks like

History of Leichhardt
Leichhardt grew as an inner western village and became the heart of Sydney's Italian community, fondly called Little Italy for the restaurants and delis along Norton Street and the annual Festa. It mixes Victorian terraces with modern apartments, the historic Palace Cinema, and a young, lively population close to the city.
Leichhardt property market
Leichhardt is one of the most liquid markets in the Inner West. Victorian terraces and a deep pool of apartments both trade in high volume, giving first buyers, families and investors a genuine range of choices. The Norton Street lifestyle, the closeness to the city and the young community keep demand strong across both ends.
Leichhardt property prices
Houses sit around $2.2 million, with roughly 228 sold in a year, one of the busiest markets in the area, and units trade in good numbers too, near 148. Unit yields run near 3.8%, house yields closer to 2.6%, so the unit market is the accessible and income friendly end here for first buyers and investors.
Borrowing in Leichhardt
On a terrace you are often near the loan size where lenders start adding their own checks, and heritage terraces can have quirks, narrow frontages, shared walls, the odd company title conversion, that some lenders weigh differently. On a unit the building decides it. Send us the address before you offer.

Whether it is a terrace or a unit, we know which lenders are comfortable with each, here and across the Inner West.

Ready for the
next home?

Selling first or buying first changes almost everything about the loan. We can map out every step of the journey.

0426 002 202 Let's meet
Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Leichhardt, based in Ryde

Founder & mortgage broker

MFAA
Member
Former CommBank
Lender
10+ years
Experience

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Looking at an
investment property?

Rent counts towards what you can borrow, and two lenders can land a long way apart on the same purchase.

0426 002 202 Let's meet
Client stories

How we helped in Leichhardt

Three real situations, each one that moved from stuck to sorted with the right lender.

The scheme they already qualified for.

A couple renting near Norton Street had saved a 5% deposit and assumed years more waiting lay ahead. What they had not realised was that they were eligible for the Australian Government 5% Deposit Scheme, which let them buy a Leichhardt unit with the deposit they already had and no lenders mortgage insurance. They kept the rest of their savings for moving costs and a buffer. The wait they had braced for simply did not need to happen.

Rent that made the numbers work.

An investor wanted a Leichhardt unit and their bank said the borrowing fell just short. The issue was how that lender treated rental income, and the strong young professional demand around Norton Street makes the local rent do real work. We moved the application to a lender that counted a higher share of the rent towards serviceability. Same purchase, same rent, assessed differently, and it cleared. Which lender reads the rent often decides these deals.

Ready to move in a fast market.

A buyer kept missing out on Leichhardt terraces because the market moves fast and they were not finance ready. We got their pre-approval fully sorted, worked out a firm limit across a couple of lenders, and confirmed how a terrace was likely to value. Next time the right one came up they could act immediately rather than scramble, and they secured it. In a liquid, fast moving market, being ready is what wins the home.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Free guides

What to know before you buy

Three free guides covering how a Leichhardt purchase actually runs, from pre-approval to settlement.

Home loan pre-approval

What it covers, and how long it lasts.
Read the guide

Choosing a home loan

Fixed, variable, offset and redraw.
Read the guide

Settlement day

What has to be ready before then.
Read the guide

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans in Leichhardt for every plan

First home
Learn more
Next home
Learn more
Investment property
Learn more
Refinancing
Learn more
Construction loans
Learn more
Bridging loans
Learn more
Guarantor loans
Learn more
No LMI and waived LMI
Learn more
Self employed home loans
Learn more

Not sure where to start? See what a Sydney mortgage broker does.

When did you last
check your rate?

We compare your current home loan against 35+ lenders. If a refinance saves you money we will show you the numbers, and if it does not we will tell you that too.

0426 002 202 Let's meet
Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs, and Royal North Shore is a few minutes away. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Home loans for
Doctors
Learn more
Home loans for
Dentists
Learn more
Home loans for
Accountants
Learn more
Home loans for
Lawyers
Learn more

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.
Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.
Calculate

Home equity
calculator

See how much equity you could use in the home you own now.
Calculate
How it works

Three steps to your loan

1

Financial health check

2

Get pre-approved

3

Settle, then stay in touch

Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
Verified Google review
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
Verified Google review
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."
Verified Google review
FAQ

Leichhardt questions, answered

First home, next home, refinancing, accessing equity, investing, and how our digital appointments work. The essentials, then a quick call to get the current detail.

Can you help me buy my first home?
Yes, and Leichhardt is one of the busier Inner West markets, so there is genuine choice for a first home, from units around Norton Street to smaller terraces. First home buyer schemes, professional insurance waivers and guarantor options can each reduce the deposit you need, and a number of Leichhardt units sit under the scheme's property price cap. Which options apply depends on your income, your job and the property, and those rules change over time, so the best next step is a quick call where we go through your situation and tell you where you stand today.
Can you help me buy my next home?
Yes. Leichhardt trades in high volume, so the step from a unit up to a terrace comes up often and the move is realistic rather than years away. Some people upgrade within Leichhardt, others keep the unit as a rental and buy the terrace nearby. Whether you sell first or buy first changes how the loan is built, and bridging finance covers the gap when timing does not line up. Give us a call and we will map the order and structure that suits your plans.
Can you help me refinance?
Yes. Leichhardt has seen strong growth, so a loan set up a while back may have slipped off the pace, and a refinance is your chance to weigh the rate, the structure and the years still to run all at once, not just the front number. Rates and lender policies keep shifting, so rather than a figure that dates fast, the useful step is a call where we run your current loan against 35+ lenders and tell you plainly whether moving is worth it.
Can you help me access equity or get a better rate?
Yes. If your Leichhardt home has grown in value, and growth here has been strong, the equity you have built can often fund a renovation, another purchase or a restructure, and a review frequently turns up a sharper rate along the way. How much is usable depends on a current valuation and your position. Because those figures move, the most useful thing is a quick call where we work out what is genuinely available to you today rather than an estimate off a website.
Can you help me buy an investment property, using equity or cash?
Yes. You can fund an investment from cash, from equity built up in a property you already own, or a blend of the two, and getting the setup right matters both for clean finances and for the tax treatment later. Leichhardt draws strong unit rental demand from its young professional community and the Norton Street lifestyle, with some of the better unit yields around, so apartments genuinely stack up here, and your equity can equally buy elsewhere. Talk to your accountant on the tax and to us on the lending, so the structure is right from the start.
Do you offer digital appointments and virtual meetings?
Yes. A lot of the loans we do for Leichhardt clients happen entirely on a screen, over Zoom, Teams or the phone, which is easy to slot around a working week. If that suits you, every stage runs remotely, from the first conversation to settlement day, with the paperwork signed securely online. And if you would rather do it in person, we will come to you, weeknights and weekends included. Get in touch and we will set it up the way you prefer.

Your Leichhardt mortgage broker
Your home loan.
Made simple.

Free check. No pressure. 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet

Leichhardt does not sit on its own. It sits between Annandale and Lilyfield, with Rozelle on the peninsula to the north and Petersham and Stanmore to the south. Balmain sits out on the point and Glebe towards the city. We cover all of them, so if your search shifts a suburb or two, you are not starting from scratch.