Canterbury-Bankstown mortgage broker

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Canterbury-Bankstown mortgage broker

A mortgage broker
who knows Canterbury-Bankstown.

One of the largest first home buyer markets in Sydney, and granny flats that come up constantly. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you
Start here

Find your local mortgage broker

Closest to the city, Canterbury, Campsie and Belmore run into Lakemba and Punchbowl, with Earlwood, Ashbury and Croydon Park nearby. South of that, Roselands, Beverly Hills and Kingsgrove lead to Riverwood, Padstow and Panania along the river, with Revesby and East Hills further along. West towards Bankstown itself, Bankstown is the main hub, with Yagoona, Bass Hill, Chester Hill, Condell Park and Greenacre around it.

Not on the list? We've helped clients Sydney wide. See every suburb we cover.

Buying your first home
in Canterbury-Bankstown?

We compare 35+ lenders, work out what you can borrow, and help you get pre-approved before you start looking.

0426 002 202 Let's meet
Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Canterbury-Bankstown

Founder & mortgage broker

MFAA
Member
Former CommBank
Lender
10 years
Experience

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Client stories

How we helped

Three real situations, and what actually happened in each one.

The granny flat rent that counted.

They had a granny flat already rented out and their own bank would not count a dollar of that rent towards their borrowing capacity. We placed the loan with a lender whose policy allowed a portion of secondary dwelling rent to be counted, which lifted what they could borrow enough to get the next purchase over the line.

First home, smaller deposit, no guarantor.

They assumed a family guarantor was the only way in with a 10% deposit. We checked their profession against our panel and found a lender who waived the mortgage insurance outright, so they bought without asking anyone else to put their own home on the line.

The walk-up block one lender would not touch.

An older walk-up building had a defect noted in the strata report, and their first lender declined the loan outright rather than look closer. A different lender assessed the actual repair cost and the plan already in place to fund it, and approved the loan on standard terms.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Time to refinance
your home loan?

We compare your current loan against 35+ lenders. If switching saves you money we will show you the numbers, and if it does not we will tell you that too.

0426 002 202 Let's meet
Free guides

What to know before you buy

Three free guides covering how a Canterbury-Bankstown purchase actually runs, from pre-approval to settlement.

First home buyer tips

The things worth knowing before you start looking.
Read the guide

Home loan pre-approval

What it covers, and how long it lasts.
Read the guide

Settlement day

What has to be ready before then.
Read the guide

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans for every Canterbury-Bankstown plan

First home
Learn more
Next home
Learn more
Refinancing
Learn more
Investment property
Learn more

Not sure where to start? See what a mortgage broker actually does.

Ready to buy
your next home?

We work out the equity you already have, what it could buy, and whether you can buy before you sell.

0426 002 202 Let's meet
Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Home loans for
Doctors
Learn more
Home loans for
Dentists
Learn more
Home loans for
Accountants
Learn more
Home loans for
Lawyers
Learn more

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.
Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.
Calculate

Home equity
calculator

See how much equity you could use in the home you own now.
Calculate
How it works

Three steps to your loan

1

Free check

We work out what you can borrow across 35+ lenders, and which ones suit the suburb and the kind of place you are buying.
2

Get pre-approved

We get your file ready and send it to the lender most likely to say yes to you and to your building.
3

Settle, then stay in touch

We stay with you to settlement, then keep an eye on your rate after that.
Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
Verified Google review
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
Verified Google review
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."
Verified Google review
FAQ

Canterbury-Bankstown questions, answered

Why use a mortgage broker in Canterbury-Bankstown?
This is one of the largest first home buyer markets in Sydney, and a lot of properties come with a granny flat or secondary dwelling that changes the numbers. A bank can only show you its own rules on both fronts. A broker checks several. Brokers also have a legal duty called the Best Interests Duty, which means we have to put you first.
I have a granny flat that is rented out. Does that rent count towards my borrowing power?
It depends entirely on the lender. Some will count a portion of the rent from a secondary dwelling towards what you can borrow, and some will not count it at all. It is worth checking which lenders recognise it before you assume your borrowing power is fixed.
Can I buy my first home with a smaller deposit here?
Often yes. Prices across a lot of the region sit at a level where a smaller deposit still works, and some professions can skip lenders mortgage insurance entirely. Eligible first home buyers may also be able to use the Australian Government 5% Deposit Scheme and pay no insurance at all.
Do lenders treat older walk-up apartment blocks differently?
Some do. Lenders ask questions about the age and condition of the building, and a defect noted in a strata report can see one lender decline outright while another looks at the actual repair plan and cost. Getting the right lender on the file matters more here than in a newer building.
How much equity can I use to buy an investment property?
Usable equity is roughly 80% of what your place is worth today, less what you still owe. That figure becomes the deposit on the next purchase, so you are not saving twice. Go past 80% and lenders mortgage insurance usually comes back into it.
Can I get a home loan with no LMI?
You may be able to. Lenders mortgage insurance is a one off cost you pay when you borrow more than 80% of what a place is worth. Some lenders drop it completely for certain jobs. A family guarantor loan is another way to avoid it.
Can I get a home loan if I am self employed?
Yes. Most lenders want two years of tax returns, though some accept one year, and a few work from business bank statements instead. Depreciation, one off costs and super contributions can often be counted back as income.
How long does a home loan pre-approval last?
Ninety days. That is the standard across lenders, and there is no such thing as a six month pre-approval whatever you may read elsewhere. Each application is also a hard enquiry on your credit file, so applying to several lenders at once works against you.
Should I use my bank or a mortgage broker?
A bank can only offer its own loans, its own valuation panel and its own rules. If any one of those does not suit your property, you usually find out after you have applied and paid for a valuation. Buyvest compares 35+ lenders at $0 cost to you.

Your Canterbury-Bankstown mortgage broker
Your home loan. Made simple.

Free check. No pressure. More than 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet