Buying property for investment
Grow your property portfolio with expert investment property loans from Buyvest mortgage brokers. We help investors access the right financing solutions tailored to your goals. Our specialist mortgage brokers understand investment lending and connect you with the best lenders across the market.
Investment property loans work differently from owner-occupied mortgages. Buyvest mortgage brokers specialise in investment property financing. Whether you're looking for interest-only loans, construction mortgages, or need to refinance your investment home loan, our expert team connects you with the best lenders offering competitive investment property loan rates across Sydney and Australia.
Ready to get investment property loans with Buyvest?
Get your free investment property loan assessment from Buyvest mortgage brokers. We'll analyse your borrowing capacity and identify the best deals for your portfolio.
Free Investor AssessmentWhy choose Buyvest mortgage brokers for investment property loans?
35+ lenders to compare
Banks represent only themselves. Buyvest mortgage brokers represent you, comparing investment property loan rates and terms across all major lenders.
No cost to you
Lenders pay our commission directly. You pay the same investment property loan rate whether you go to the bank directly or through Buyvest mortgage brokers - but with expert guidance included.
Specialised investment strategies
We structure dual loans, investment property strategies, and tax-efficient arrangements that traditional banks often decline to provide. Buyvest mortgage brokers handle complex scenarios for investment property loans.
Tax efficiency for investors
Our loan structures maximise deductions for investment properties and minimise tax liability. Buyvest mortgage brokers specialise in optimising your investment property loan strategy with expert tax planning.
Different banks for better valuations
We access banks that recognise the full value of your existing property, maximising your borrowing power when securing investment property loans.
Ongoing investor support
We don't disappear after settlement. Buyvest mortgage brokers are available for refinancing, rate reviews, and future investment property loan opportunities.
Benefits of investment property loans with Buyvest mortgage brokers
Investor-focused expertise
We specialise in investment property loans. Buyvest mortgage brokers know which lenders prefer certain property types, suburbs, and investor profiles, ensuring you connect with the ideal lender for investment property loan approval.
Maximise borrowing capacity
Rental income can boost serviceability for investment property loans. We structure submissions to show maximum lending capacity, helping you purchase more investment properties with optimised investment home loan strategies.
Tax-efficient loan structuring
We help structure investment property loans (ownership names, interest-only vs P&I) to optimise your tax position. Discuss with your accountant for personalised investment property loan advice.
Property selection guidance
We advise on suburbs with strong rental demand, growth potential, and positive cash flow for investment property loans, helping you maximise investment returns.
Equity release for portfolio growth
Once you've built equity in one property, leverage it to purchase additional investment properties. Buyvest mortgage brokers accelerate portfolio growth through smart investment property loan refinancing.
Better loan terms for investors
Get better features, fewer restrictions, or more flexibility than your existing investment property loans. Let our Buyvest mortgage brokers help you find the perfect investment property loan.
Types of investment property loans available
Buyvest mortgage brokers offer various investment property loan options suited to investor needs. Understanding your investment home loan choices helps you make informed financing decisions.
Interest-only investment home loans
Interest-only investment home loans maximise cash flow during the growth phase by paying only interest, not principal. This flexibility works perfectly for investment property loans where cash flow is essential.
Principal & interest investment property loans
Build equity from day one with principal and interest investment property loans. This traditional investment home loan option combines principal and interest payments for steady wealth accumulation.
Fixed vs variable investment home loans
Choose between fixed-rate investment home loans (certainty) or variable-rate options (flexibility). Buyvest mortgage brokers help you decide the best investment property loan structure for your situation.
Equity release investment property loans
Refinance and draw equity as investment property loans to maximise tax deductions and accelerate portfolio growth using existing equity from your investment home loans.
Refinance investment home loans
Refinance existing investment property loans to access better rates, higher valuations, and improve cash flow for your investment portfolio through optimised investment home loans.
Construction investment property loans
Building your investment property? Construction investment property loans provide staged funding as your property is built. Contact Buyvest mortgage brokers for construction investment home loan details.
Understanding negative gearing & investment property loan tax benefits
What is negative gearing for investment property loans?
Your investment property expenses (mortgage interest, maintenance, rates, insurance) exceed rental income. This creates a loss you can claim against other income when using investment property loans, reducing tax payable.
Example: Rental income: $25,000/year | Interest costs on investment property loans: $28,000/year | Other expenses: $3,000/year | Net loss: -$6,000 | Tax deduction: Save ~$1,800 (at 30% tax rate)
Important: Consult your accountant on tax implications specific to your investment property loan situation.
Investment strategies using investment property loans
Buy & hold with investment property loans
Goal: Long-term capital growth + rental income
Property type: Established homes, high growth corridors
Investment home loan type: Interest-only (maximises cash flow)
Timeframe: 10+ years
Knock down rebuild using investment property loans
Goal: Purchase single dwelling, demolish and rebuild as duplex
Property type: Land with existing dwelling in growth areas
Investment property loan type: Construction then investment loan
Advantage: Create two investment properties with investment property loans
Renovation strategy for investment property loans
Goal: Purchase undervalued property, renovate to increase value and rental return
Investment home loan type: Construction loan + investment property loan
Benefit: Forced capital appreciation and increased rental yield post-renovation
Borrow against equity for investment property loans
Goal: Build equity in primary residence, leverage it for investment property loans
Investment home loan benefit: Separate investment property loans maximise tax deductions on investment portion
Portfolio expansion using investment property loans
Goal: Leverage equity from existing properties to purchase additional investment properties
Investment property loan outcome: Accelerated wealth creation through multiple properties
House hack with investment property loans
Goal: Purchase investment property while owner-occupying part of it
Investment property loan benefit: Access to cheaper owner-occupier lending + positive cash flow for investment property loans
Investment property loan calculators
Use our free investment property loan calculators to analyse borrowing capacity and plan your investment property strategy
How investment property loans work
Buyvest mortgage brokers guide you through the investment property loan process from start to finish, helping you secure the right financing solution for your investment goals.
Discuss your investment goals and timeline. Identify suburbs and property types aligned with your investment property loan strategy with Buyvest mortgage brokers.
Submit investment property loan application once property found (or pre-approval). Include investment strategy and rental projections for your investment property loans.
Lender approves your investment property loan, we coordinate settlement. Property registered, rent collection begins with your investment property loans.
Review investment property loans annually, identify equity release opportunities. Plan next investment property purchase within 2-5 years with Buyvest mortgage brokers.
Buyvest mortgage brokers helping investors across Sydney & Australia
Buyvest mortgage brokers help property investors across Sydney, regional NSW, and Australia access competitive investment property loan rates and investment home loan options. Whether you need an investment property loan or investment mortgage advice, our team helps you build your property portfolio.
Ryde area suburbs
Greater Sydney regions
Regional NSW
Australia wide
Buyvest mortgage brokers help you access the best investment property loans and investment home loan solutions across Australia. Contact Buyvest to discuss your investment property loan needs and grow your portfolio.
Ready to get investment property loans with Buyvest mortgage brokers?
Our expert team of Buyvest mortgage brokers is ready to help you secure the best investment property loan and guide you through every step of your investment journey.
Free Investor Assessment