North Shore mortgage broker

Looking for a mortgage broker in the North Shore? Buyvest has 10+ years of experience and access to 35+ lenders. We help residents across every North Shore suburb refinance home loans, buy their first property, invest into property, or release equity - whether your next property is in the North Shore or anywhere across Australia. Fast, and at $0 cost to you.

The North Shore covers some of Australia's most prestigious and sought-after property markets, spanning 10 suburbs from Artarmon to Wollstonecraft. From the grand harbourside estates of Mosman and Cremorne to the grand Federation estates of Wahroonga and Killara, from the modern apartments of Chatswood and St Leonards to the family-friendly streets of Lane Cove and Willoughby - each suburb presents unique lending requirements that a single bank cannot navigate. Our mortgage brokers understand how every lender on our 35+ panel assesses every property type across every postcode in the region.

Property prices across the North Shore range from approximately $950K for entry-level apartments through to $12 million and above for premium harbourside estates. Whether you are purchasing your first home, buying your next home, refinancing your home loan to a lower rate, buying an investment property, or using equity to buy an investment property - we compare over 35 mortgage loan lenders to find the right home loan for your situation, property type, and budget. Our service costs $0. The lender pays us directly.

10+ Years lending experience

Access to 35+ lenders

100% Transparent process

100% Unbiased advice

$0 Fee to you

Find your best North Shore home loan. Free, fast, and on your terms.

You deserve more than whatever your bank puts in front of you. Our Buyvest mortgage brokers compare 35+ lenders on your behalf, tell you exactly how much you can borrow, and secure a home loan that genuinely suits your situation at zero cost to you. Whether you are a first home buyer in Hornsby, refinancing in Lane Cove, or buying an investment property in Mosman - we handle it all. Expert guidance, clear answers, and a better deal. Fast.

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Your North Shore mortgage broker - here is why clients choose Buyvest

Whether you want to buy your first home, refinance your home loan, buy an investment property, or use equity to invest - here is what you get when you work with us:

Most people go to their bank and accept whatever rate they are offered. We compare over 35 mortgage loan lenders to find you the lowest home loan refinance rate for your situation. Whether you are buying your first house in Chatswood, looking to refinance your home loan in Lane Cove, or buying an investment property in Mosman - we do the shopping so you do not have to.

Our service is completely free. The lender pays our commission directly when your loan settles. No hidden fees. No surprises. You get expert guidance from the best mortgage lenders on our panel and better rates without paying a cent. This applies across every North Shore suburb.

First home buyers purchasing their first home in Hornsby, families upgrading in Lane Cove, downsizers in Mosman, investors looking to buy an investment property in Chatswood, homeowners wanting to refinance their mortgage in Cremorne, and anyone looking to consolidate debt. Whatever your goal, we have helped people in your exact situation across every North Shore suburb. We help residents buying property anywhere across Australia.

We do not just find you a loan. We find the one that saves you the most money based on your income, goals, and timeline. That might mean a lower home refinance rate, a better offset account, avoiding LMI, using equity to buy an investment property, or structuring your loans to build wealth faster. Every North Shore suburb has different lending dynamics and we know them all.

We prepare your full application, verify everything upfront, and submit to the right lender first time. Some clients are pre-approved within hours. Every situation is different, but we move as fast as the lenders allow - so you are ready when the right property appears in any North Shore suburb.

We handle the paperwork, chase the lender, coordinate with your solicitor, and keep you updated at every step. After settlement, we check in regularly to make sure your rate stays competitive. You are never just a file number.

The Buyvest team has 10+ years of experience helping over 1,000 clients across Sydney - including first home buyers, families upgrading, investors, and refinancers across every North Shore suburb from Artarmon to Wollstonecraft.

Your interests first: We are legally bound by the Best Interests Duty to find you the best home loan, not earn the largest commission.
35+ lenders: Most brokers work with 5-10. We compare over 35 including all major banks and specialist lenders - so you get more options and better rates across every North Shore property type.
Buy anywhere: Based in Ryde, we help North Shore residents with home loans anywhere in Australia. Buying locally in Mosman, investing in Chatswood, refinancing in Lane Cove, or purchasing interstate - we handle it all.
Every property type: Federation homes in Wahroonga, harbourside apartments in Cremorne, family homes in Lane Cove, modern apartments in Chatswood, grand estates in Killara - we know which lenders work best for every North Shore property type.
Complex income welcome: Self-employed, trusts, multiple income streams, PAYG with overtime or bonuses - we know how to present your application to get approved.
Fast pre-approval: Some clients are approved in hours. We prepare everything upfront and submit to the right lender first time.
$0 cost to you: Lenders pay us directly. You get expert mortgage broker guidance at no extra cost. No hidden fees.

Home loans. Made simple. That is the Buyvest promise.

What our clients say

★★★★★

Verified reviews · Read all reviews on Google

★★★★★

"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments. He's professional, reliable, and always has your best interests at heart. I've referred several friends and family to him, and they've all had the same outstanding experience."

Verified Google review

★★★★★

"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement. The process was very smooth as a result. Would definitely recommend."

Verified Google review

★★★★★

"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers. I would recommend his services to anyone who wants to buy houses and still have peace of mind."

Verified Google review

Find your North Shore suburb

Our mortgage broker team serves every suburb across the North Shore. Select your suburb below for local lending insights, property-specific guidance, and tailored home loan solutions:

Estimate your borrowing power

Use our free calculators to understand what you can afford across the North Shore and how much you could save by switching to a better home loan rate.

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Home loan solutions for every North Shore situation

Whether you are buying, investing, or refinancing across the North Shore, we offer tailored mortgage solutions built around your needs:

The North Shore offers excellent first home buyer opportunities. From affordable apartments in Hornsby and Ryde to entry-level units in Chatswood and Artarmon, many properties fall within government scheme thresholds. Our mortgage brokers work with first time home buyer lenders who offer special rates and LMI waivers, and navigate pre-approval, stamp duty concessions, and government grants including the First Home Guarantee, NSW First Home Buyer Assistance Scheme, First Home Owner Grant, and First Home Super Saver Scheme on your behalf.

Learn more about first home buyer loans

Upgrading from an apartment to a terrace? Moving from Artarmon to Lane Cove? Buying house before selling your current one? Our home loan broker team manages the transition seamlessly. We calculate your usable equity, find the right lender from our 35+ panel, and structure the upgrade so you can sell and buy at the same time, use a bridging loan, or buy house before selling.

Learn more about next home loans

The North Shore' CBD proximity, beach access, transport infrastructure, and lifestyle appeal drive exceptional rental demand across every suburb. Whether you want to invest into property for the first time or grow an existing portfolio, our mortgage brokers structure investment loans to work with your tax position and rental income at $0 cost.

Learn more about investment property loans

If your home loan rate has not been reviewed recently, we can likely save you money. At North Shore loan sizes, even a small rate reduction generates significant savings. On a $1.5 million loan, a 0.25% reduction saves approximately $3,750 per year. We compare your current home loan refinance rate against 35+ mortgage lenders and handle the entire refinance at $0 refinance cost to you.

Learn more about refinancing

Renovating or extending your North Shore terrace, apartment, or family home? Construction loans with progressive drawdown let you fund the build in stages. Our mortgage brokers structure renovation loans with progressive drawdown schedules suited to your renovation timeline.

Learn more about construction loans

Many North Shore buyers qualify for LMI waivers - particularly doctors, lawyers, accountants, and bank staff working in the CBD and surrounding areas. At North Shore price points, LMI can cost $8,000 to $40,000+. Our brokers check eligibility across our full 35+ lender panel.

Learn more about LMI waivers

The North Shore' diverse economy includes many self-employed professionals, business owners, freelancers, and contractors. Our mortgage brokers know how to present variable income correctly to maximise your approved borrowing amount across 35+ lenders.

Learn more about self-employed loans

Need to buy before your current property sells? Our home loan brokers arrange bridging finance to help you move decisively when the right home comes up in any North Shore suburb.

Learn more about bridging loans

If you own a property in the North Shore, you may be sitting on substantial equity. Many homeowners can use equity to buy an investment property without saving a second deposit. We structure equity release strategies at $0 cost.

Learn more about equity lending

Family willing to help? Guarantor mortgages let you borrow up to 105% without a large deposit and avoid LMI entirely. A powerful strategy for first home buyers whose income supports North Shore repayments but whose deposit has not caught up.

Learn more about guarantor loans

Use your Self-Managed Super Fund to invest in North Shore property. Our team structures SMSF home loans for retirement wealth building across the region.

Learn more about SMSF loans

Consolidate credit cards, personal loans, car loans, and other debts into your home loan at a much lower rate. Our mortgage brokers simplify your finances through expert loan structuring at $0 cost.

Learn more about debt consolidation

How we help North Shore residents refinance, buy, and invest in property

Educate yourself on mortgage strategies, government schemes, and property insights relevant to buying property across the North Shore:

How we help North Shore residents refinance, buy, and invest in property

Whether you want to buy your first home, refinance your home loan to a lower rate, buy an investment property, or use equity to invest - here is how we help North Shore residents save money and build wealth:

If your home loan rate has not been reviewed in the last 12 months, you are probably paying more than you need to. We compare your current home loan refinance rates against 35+ lenders and handle the entire switch at $0 refinance cost to you. Even a small rate drop saves thousands over the life of your loan. Not sure when to refinance your home loan? We review your current loan for free and tell you if switching makes sense. If you are asking yourself should I refinance - the answer is usually yes if your rate has not been reviewed in 12 months.

We help first home buyers across the North Shore understand their borrowing power, access government grants and stamp duty savings, avoid Lenders Mortgage Insurance where possible, and get into the market sooner. Whether you are purchasing your first home in Hornsby, Chatswood, Ryde, or anywhere else, we explain the steps of buying a house in plain English and guide you through every stage from pre-approval to settlement.

If you own a property anywhere on the North Shore, you can use equity to buy an investment property, renovate, or consolidate debts - without touching your savings. Many homeowners use equity to buy investment property and build a portfolio without saving a second deposit. We calculate your usable equity and find the best way to release it across our 35+ lender panel.

Offset accounts, extra repayments, fortnightly payment schedules, and regular rate reviews. Small changes to your loan structure can save you years of repayments and tens of thousands in interest. At the North Shore' typical loan sizes, these strategies compound significantly. We show you exactly how.

Ready to move from your apartment to a house, or from a townhouse to something bigger? If you already own a property in the North Shore, you can use your existing equity as the deposit on your next home - often without saving a cent more. We calculate your usable equity, find the right lender from our 35+ panel, and structure the upgrade so you can buy house before selling your current one, use a bridging loan, or sell and buy at the same time. Whether you want to invest into property or simply need more space, every situation is different and we tailor the approach to yours.

Rolling credit cards, personal loans, and car finance into your home loan at a much lower rate can cut your monthly repayments significantly. We check whether consolidation genuinely saves you money in your specific situation before recommending it.

How working with Buyvest as your North Shore mortgage broker actually works

1Free assessment and planning

Tell us your situation - what you are looking at across the North Shore, whether it is a modern apartment in Chatswood, a Federation home in Wahroonga, a family home in Lane Cove, or a harbourside residence in Mosman. We assess your borrowing power across 35+ lenders. Visit our Ryde office or book a call. No obligation.

2Get pre-approved

Pre-approval is essential across the North Shore' competitive prestige market. Our brokers check postcode lending limits and property type classifications for your specific suburb before submitting to the right lender first time.

3Settlement

Property secured? Our mortgage brokers liaise with the lender, arrange valuations, manage formal approval, and guide you through to settlement. We are not done until you have your keys and your home loan is fully funded.

We play the long game. So you win in the end.

Getting the right home loan in the North Shore is not just about today - it is about making sure your mortgage works as hard as this world-class harbourside and leafy residential location does for long-term property owners.

Straight talk: real answers

No jargon. Our mortgage brokers explain your options clearly across every North Shore property type and suburb - from first home to refinance to investment. We know the lending landscape for apartments, Federation homes, family houses, and prestige estates across all 32 suburbs.

Your schedule, not theirs

We work around you, not the banks. Always available. The right guidance, right when you need it. Whether you are buying in Mosman or refinancing in Lane Cove, we are here.

Expert support from real people

We have the lender connections, the North Shore property knowledge, and the mortgage strategy to land you a deal that genuinely works. Over 1,000 clients helped and counting.

Your best North Shore home loan is one conversation away.

Let us do the heavy lifting. Our mortgage broker team compares 35+ lenders, negotiates your rate, handles the paperwork, and gets you pre-approved fast - all for free. With 10+ years of experience and over 1,000 happy customers, we know how to get you the right deal across every North Shore suburb. One call. Zero cost. Real results.

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Serving all of the North Shore

Our mortgage broker team serves buyers and investors across every suburb in the North Shore - from Mosman and Cremorne to Chatswood, Lane Cove, Hornsby, Wahroonga, Ryde, and everywhere in between.

North Shore service area

Our office - Level 2, 129 Blaxland Rd, Ryde NSW 2112 | Get directions

Your questions about mortgage brokers and home loans in the North Shore, answered

Real answers to the questions North Shore buyers and homeowners ask. No jargon. No scripts. Just honest guidance:

The standard deposit is 20% of the purchase price to avoid Lenders Mortgage Insurance. Across the North Shore, that ranges from approximately $144K for entry-level apartments in Hornsby and Ryde to $1.16M+ for premium houses in Mosman and Lavender Bay. However, many buyers purchase with as little as 5% deposit - LMI applies but can be waived for eligible professionals including doctors, lawyers, accountants, and bank staff. Family guarantor loans allow purchase with no deposit at all. If you are buying a second property, you may also be able to use existing equity as your deposit. If you are looking to buy your first home, government schemes like the First Home Guarantee let you buy with just 5% deposit and no LMI. Our brokers calculate your exact deposit requirement across 35+ lenders at $0 cost.

NSW first home buyers may access several government schemes including the First Home Guarantee (buy with a smaller deposit and no LMI), the NSW First Home Buyer Assistance Scheme (stamp duty exemption or concession for eligible properties), the First Home Owner Grant (a cash grant for eligible new homes), and the First Home Super Saver Scheme (withdraw voluntary super contributions for your deposit). Eligibility criteria and grant amounts change regularly, so our brokers check the latest thresholds for your situation. These schemes make it more affordable to buy your first home and our brokers help you understand the steps of buying a house from deposit to settlement. We work with first time home buyer lenders across our 35+ panel and check every scheme at $0 cost.

Yes. The North Shore covers 10 suburbs with hugely varied property types - from harbourside residences in Mosman and Federation estates in Wahroonga to modern apartments in Chatswood and family homes in Lane Cove - and each comes with different lending requirements. A mortgage broker compares options across the best mortgage lenders and home loan lenders available, not just one bank. We access 35+ lenders, charge $0, and are legally bound by the Best Interests Duty to always put your interests first. We work with first time home buyer lenders offering competitive rates and LMI waivers, refinance specialists, and investment loan experts - whether you are buying property for the first time or refinancing an existing loan, a broker saves you time and money.

For North Shore buyers, a broker is the better choice. A single bank only offers their own products and may apply postcode lending limits to prestige properties or struggle with certain building types. A Buyvest mortgage broker compares the best mortgage lenders across our 35+ panel at $0 cost. We know which home loan lenders work best for Mosman harbourside apartments, Wahroonga Federation estates, Chatswood high-rise apartments, and every other property type across the region. If you are searching for a mortgage lender near me, we serve the entire North Shore from our Ryde office and can meet in person, by phone, or video call.

When you are buying property in the North Shore, each mortgage lender assesses your application based on property type, location within the suburb, your income and employment status, deposit size, and existing debts. Some lenders also consider the property's building age, heritage overlays, strata arrangements, floor area, and harbour or beach proximity. Prestige loan sizes, beachside locations, and older apartment buildings can all affect which lenders approve your loan. Not every home loan lender treats these factors the same way, which is why having a broker pre-check your application across 35+ lenders gives you a significant advantage.

Using a mortgage broker in Australia costs the borrower nothing in almost all cases. At Buyvest, we charge $0 fees. We compare the best mortgage lenders on your behalf and brokers are paid by the home loan lender via an upfront commission (typically 0.45% to 0.65% of the loan value) and an ongoing trail commission (0.1% to 0.2% annually). On a $1.5 million North Shore home loan, that upfront commission is approximately $6,750 to $9,750 - paid entirely by the lender, not you. Whether you are refinancing in Cremorne or purchasing your first home in Hornsby, the service is completely free.

Yes. Whether you want to buy your first home, buy your next home, or are buying a second property as an investment, the North Shore' diverse market has options at various price points from entry-level apartments to prestige harbourside estates. Different lenders have different appetites for different property types and postcodes, which affects which lenders approve your loan. Our brokers navigate these across 35+ of the best mortgage lenders at $0 cost. We help buyers across every North Shore suburb from Artarmon to Wollstonecraft.

The timeline depends on your situation - some clients are pre-approved within hours, others take a few days for more complex applications. Buyvest speeds this up by preparing everything upfront and submitting to the right lender from our 35+ panel first time. Being fully pre-approved before you start looking is essential for competing with confidence in the North Shore' fast-moving market. Our service is free and starts with a no-obligation consultation.

Yes. If you are purchasing your first home, a mortgage broker can make the process significantly easier. The North Shore offers excellent first home buyer opportunities with apartments in Hornsby, Ryde, and Chatswood providing accessible entry points. We work with first time home buyer lenders who offer competitive rates, LMI waivers, and government scheme access. Our brokers walk you through the steps of buying a house, navigate every government grant, and check LMI waiver eligibility at $0 cost. Ready to buy your first home? We make it happen.

Yes. The North Shore' diverse economy includes many self-employed professionals across medical, corporate, creative, technology, and financial services. Self-employed home loans are one of our specialities. Not every mortgage lender accepts alternative documentation, so knowing which lenders are flexible with variable income is critical. If you are self-employed and searching for a mortgage lender near me, we can help. We present your income correctly to the right lender and structure self-employed home loans that maximise your borrowing power - at $0 cost.

If you own a property in the North Shore or elsewhere, you may be able to use equity to buy investment property without touching savings. Usable equity is typically 80% of your property's current value minus your outstanding loan balance. Many homeowners who want to invest into property use this strategy to avoid saving a second deposit. You can use equity to buy investment property whether you own in Mosman or anywhere else across Sydney. Our mortgage brokers assess your available equity across 35+ lenders, structure the investment loan to optimise tax benefits, and help you use equity to buy investment property at $0 cost.

Yes. Speaking with a Buyvest mortgage broker is completely free. If you have been searching for a mortgage lender near me or a lender you can trust, our team is here to help. Our office is at Level 2, 129 Blaxland Road, Ryde, and we serve all North Shore residents by phone, video, or in person. We are paid by the lender when your loan settles. No hidden fees. No obligation.

Yes. Whether you are purchasing an investment property for the first time or expanding an existing portfolio, our brokers structure investment loans to suit your goals. The North Shore' beach access, CBD proximity, transport infrastructure, and lifestyle appeal drive exceptional rental demand across every suburb, making it a strong region to invest into property. We compare rates across 35+ lenders and handle the entire process at $0 cost.

Yes. Renovating or extending your property? Construction loans with progressive drawdown let you fund the build in stages. Whether you are renovating a Federation home in Wahroonga, extending a family home in Lane Cove, or updating an apartment in Cremorne, our brokers structure these at $0 cost and coordinate the drawdown schedule with your builder so payments happen on time.

Lenders Mortgage Insurance is a one-off premium charged when you borrow more than 80% of a property's value. At North Shore price points, LMI can cost $8,000 to $40,000+. You can avoid LMI by saving a 20% deposit, using a family guarantor loan, or qualifying for a professional LMI waiver available to doctors, lawyers, accountants, engineers, and other professionals with select lenders. The First Home Guarantee also eliminates LMI for eligible buyers looking to buy your first home. We work with first time home buyer lenders who offer these waivers and our brokers check every option across 35+ lenders at $0 cost.

Variable rates offer flexibility with extra repayments, offset accounts, and benefit if rates drop. Fixed rates provide repayment certainty for 1-5 years, protecting you if rates rise. Many buyers choose a split loan - fixing a portion for certainty while keeping the rest variable for flexibility and offset access. The best choice depends on your finances, risk tolerance, and plans. If you later want to refinance your home loan to a better rate, a variable loan has no break costs. Our brokers model both scenarios across 35+ lenders at $0 cost.

Refinancing replaces your current home loan with a new one at a lower rate or with better features. If you are wondering when to refinance, consider doing so if your rate is above market, your fixed period is ending, you want to access equity, or you need to consolidate debts. At the North Shore' typical loan sizes, even a 0.25% rate reduction saves thousands per year. We compare your current home loan refinance rates against the best mortgage lenders on our 35+ panel, calculate any break costs and refinance cost, and manage the entire switch at $0 cost. If you are asking should I refinance - we review your loan for free and give you a clear answer.

Yes. Debt consolidation rolls higher-interest debts like credit cards, personal loans, and car loans into your home loan at a much lower rate. This can significantly reduce monthly repayments. However, it increases your home loan balance and extends the repayment period, so total interest may increase over the loan life. Our brokers assess whether consolidation genuinely saves you money and structure the best approach across 35+ lenders at $0 cost.

The most effective strategies are: making extra principal repayments; switching to fortnightly repayments (26 half-payments equals 13 full monthly payments); using a 100% offset account; and choosing to refinance your home loan to a lower rate. At the North Shore' typical loan sizes, these strategies compound significantly. A Buyvest broker can manage a refinance to a lower rate at $0 refinance cost if a better deal is available.

That is exactly what Buyvest does for you. Instead of approaching one bank, we compare rates across the best mortgage lenders on our 35+ panel, including deals not publicly advertised. We know which home loan lenders are most competitive for North Shore properties across every suburb and property type. If you are searching for a mortgage lender near me who can find the best deal, we present a minimum of three options and the entire service costs $0.

Look for a broker with experience across the North Shore, comfort with every property type from modern apartments to harbourside and Federation estates, and access to multiple lenders. Buyvest has 10+ years of experience, compares the best mortgage lenders across our 35+ panel, charges $0 fees, and always presents a minimum of three options. If you need a mortgage lender near me, our Ryde office is easily accessible from anywhere in the North Shore. Verify any broker's Australian Credit Licence via ASIC's register.

We compare the best mortgage lenders across our 35+ panel to find you the best rate, handle all the paperwork, and guide you from pre-approval to settlement. Unlike a single home loan lender, we present a minimum of three tailored options for your situation. We combine 10+ years of experience with genuine expertise across every loan type - from first home purchases to refinancing, investment loans, and self-employed home loans. We are legally bound by the Best Interests Duty and our service costs $0.

Yes. If you want to refinance my home loan to a better rate, our brokers compare home loan refinance options across 35+ lenders, ensure you do not pay unnecessary exit or break fees, and calculate the total refinance cost before recommending a switch. We start with a free review of your current loan. If your rate has not been reviewed in 12-18 months, there is a strong chance we can save you money. Our refinancing service costs $0.

A guarantor loan allows a family member, usually a parent, to use equity in their property as additional security for your home loan. This lets you buy your first home with as little as 0-5% deposit while avoiding LMI entirely. The guarantor does not make repayments - their property provides security until you build enough equity (typically 80% LVR) to release the guarantee. At North Shore price points, this can save $15,000 to $40,000+ in LMI. Our brokers structure guarantor loans across 35+ lenders at $0 cost.

Your bank is a single mortgage lender that only offers their own products. A mortgage broker compares home loans across 35+ mortgage loan lenders - including all four major banks and specialist mortgage loan lenders you would never find on your own. We negotiate on your behalf, handle all the paperwork, and are legally bound by the Best Interests Duty to recommend the loan that is best for you, not the lender. The result? Better rates, more options, and a faster process. Instead of settling for one bank, you get access to the best mortgage lenders in the market. Our service costs you $0 - the lender pays our commission directly.

Over 10 years in lending and finance, and more than 1,000 clients helped across Sydney. We have helped North Shore residents buy their first apartment, upgrade to a family home, refinance to a lower rate, release equity to buy an investment property, consolidate debts, purchase SMSF property through a Self-Managed Super Fund, structure SMSF property loans for retirement wealth, and secure home loans for self-employed borrowers with complex income structures. We hold Australian Credit Licence 567392, compare 35+ lenders, and are bound by the Best Interests Duty. Every consultation is free.

On a $800,000 home loan, a rate reduction of just 0.25% saves approximately $2,000 per year. A 0.50% reduction saves around $4,000 per year - and over 30 years that compounds to over $100,000. At the North Shore' higher typical loan sizes, these savings are even more significant. Most homeowners who have not reviewed their rate in 12 months are paying more than they need to. We compare your current loan against the best mortgage lenders on our 35+ panel and tell you exactly how much you could save. The review is completely free and takes minutes. If there is no benefit to switching, we will tell you that too.