Homebush mortgage broker

Homebush mortgage broker

A mortgage broker
who knows Homebush.

Home loans in Homebush for your first home, your next home, an investment or a refinance. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you
What we help with

Four reasons people call us in Homebush

Each one runs differently here, because Homebush is an overwhelmingly apartment market near Olympic Park and the station, with strong unit yields and scarce, expensive houses.

First home loans in Homebush
Homebush is one of the more affordable ways into the Inner West for a first home, an overwhelmingly apartment market with plenty of unit stock near the station and Olympic Park. The Australian Government 5% Deposit Scheme comes with a property price cap in NSW, and many Homebush units sit under it. Some jobs skip lenders mortgage insurance altogether, and a family guarantor loan is the other common way to bring the deposit down further.
Buying your next home in Homebush
The step in Homebush is often from a smaller unit up to a larger one or a townhouse, or out to a house nearby, since houses here are scarce and expensive. Some people upgrade within Homebush as families grow. Others keep the unit, rent it out and buy elsewhere. Selling first or buying first changes how the loan is built, and bridging finance covers the gap when the two settlements will not line up.
Investment property loans in Homebush
Homebush has some of the strongest unit yields in the area, near 5% or more, helped by the station, Olympic Park and steady tenant demand. Lenders count expected rent towards what you can afford, so on a unit that rent does real work. Larger and newer apartment blocks here can carry lender exposure caps, where a lender limits how many units in one building it will fund, so which lender you use matters. Speak with your accountant early on the tax side.
Refinancing a Homebush home loan
In a large apartment market, values can vary block to block, so the equity in your place may be different from what you assume. That figure can fund another purchase or a restructure, or the release of a parent's home still sitting as security on your loan. A refinance is also the one moment the rate, the structure and the years left on the loan all get looked at together, which almost never happens if you leave the loan where it is.

Whichever one brought you here, the first conversation is the same. We look at where you are now, then show you what each lender on our panel would do with it.

Thinking about
your first home?

There are a few ways into a Homebush apartment with less than a 20% deposit, and some suit this market better than others. We can walk you through them before you start inspecting.

0426 002 202 Let's meet
About Homebush

What the 2140 market actually looks like

History of Homebush
Homebush sits in Sydney's inner west beside Sydney Olympic Park, transformed by the 2000 Games and the development that followed. Once known for its brickworks and the old saleyards, it has become a dense residential hub of apartments around the station, drawing a diverse community close to the park, the city and major transport.
Homebush property market
Homebush is overwhelmingly an apartment market. Units near the station and Olympic Park trade in high volume and make up almost all sales, while a small pool of houses sits above them, scarce and expensive. The transport, the park and strong tenant demand keep the unit market active and yields among the best in the area.
Homebush property prices
Houses are few and expensive, near $3.45 million with only around 17 sold in a year, while units trade in huge numbers, over 350 in the same period, and are far more reachable. Unit yields are strong, near 5% or more, among the best in the area, so this is primarily an apartment and investment market.
Borrowing in Homebush
On a unit the building decides it, and Homebush has large and newer blocks where some lenders cap their exposure, meaning they limit how many loans they will write in one building. Some blocks also draw closer checks on size or defects. On the rare house you are at a high loan size. Send us the address before you offer.

Whether it is an apartment or one of the scarce houses, we know which lenders are comfortable with each, here and across the Inner West.

Ready for the
next home?

Selling first or buying first changes almost everything about the loan. We can map out every step of the journey.

0426 002 202 Let's meet
Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Homebush, based in Ryde

Founder & mortgage broker

MFAA
Member
Former CommBank
Lender
10+ years
Experience

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Looking at an
investment property?

Rent counts towards what you can borrow, and two lenders can land a long way apart on the same purchase.

0426 002 202 Let's meet
Client stories

How we helped in Homebush

Three real situations, each one that moved from stuck to sorted with the right lender.

An exposure cap, the right lender.

An investor wanted an apartment in a large Homebush block, and their own lender said no, not because of them but because it had already lent against too many units in that building and had hit its exposure cap. We knew which lenders still had room in that block, placed the loan with one of them at a competitive rate, and it went through. In big apartment buildings, knowing which lender has capacity is often the whole game.

The scheme they already qualified for.

A couple renting near Homebush station had saved a 5% deposit and assumed a purchase was years off. What they had not realised was that they were eligible for the Australian Government 5% Deposit Scheme, which let them buy a Homebush unit with the deposit they already had and no lenders mortgage insurance. They kept the rest of their savings for a buffer. The wait they had braced for simply did not need to happen.

Rent that made the numbers work.

An investor wanted a Homebush unit and their bank said the borrowing fell just short. The issue was how that lender treated rental income, and Homebush's strong yields mean the local rent does real work. We moved the application to a lender that counted a higher share of the rent towards serviceability. Same purchase, same rent, assessed differently, and it cleared. Which lender reads the rent often decides these deals.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Free guides

What to know before you buy

Three free guides covering how a Homebush purchase actually runs, from pre-approval to settlement.

Home loan pre-approval

What it covers, and how long it lasts.
Read the guide

Choosing a home loan

Fixed, variable, offset and redraw.
Read the guide

Settlement day

What has to be ready before then.
Read the guide

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans in Homebush for every plan

First home
Learn more
Next home
Learn more
Investment property
Learn more
Refinancing
Learn more
Construction loans
Learn more
Bridging loans
Learn more
Guarantor loans
Learn more
No LMI and waived LMI
Learn more
Self employed home loans
Learn more

Not sure where to start? See what a Sydney mortgage broker does.

When did you last
check your rate?

We compare your current home loan against 35+ lenders. If a refinance saves you money we will show you the numbers, and if it does not we will tell you that too.

0426 002 202 Let's meet
Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs, and Royal North Shore is a few minutes away. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Home loans for
Doctors
Learn more
Home loans for
Dentists
Learn more
Home loans for
Accountants
Learn more
Home loans for
Lawyers
Learn more

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.
Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.
Calculate

Home equity
calculator

See how much equity you could use in the home you own now.
Calculate
How it works

Three steps to your loan

1

Financial health check

2

Get pre-approved

3

Settle, then stay in touch

Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
Verified Google review
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
Verified Google review
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."
Verified Google review
FAQ

Homebush questions, answered

First home, next home, refinancing, accessing equity, investing, and how our digital appointments work. The essentials, then a quick call to get the current detail.

Can you help me buy my first home?
Yes, and Homebush is one of the more affordable ways into the Inner West for a first home, because it is an overwhelmingly apartment market with a lot of unit stock near the station and Olympic Park. First home buyer schemes, professional insurance waivers and guarantor options can each reduce the deposit you need, and many Homebush units sit under the scheme's property price cap. Those rules change over time, so the best next step is a quick call where we go through your situation and tell you where you stand today.
Can you help me buy my next home?
Yes. In Homebush the next step is usually from a smaller apartment to a larger one or a townhouse, or out to a house nearby, since houses in the suburb are few and dear. You might trade up within Homebush, or hold the unit as a rental and buy elsewhere. The order of the two contracts shapes the loan, and bridging finance bridges the gap when a sale and a purchase will not align. Give us a call and we will work out the order and structure that suits your plans.
Can you help me refinance?
Yes. A Homebush loan set up a few years back can quietly fall behind the sharper rates around today, as the market and the deals both move. Refinancing is the moment to bring the rate, the way the loan is structured, and the years left on it all into one view. Since any figure we quoted now would date within weeks, the useful thing is a call where we put your loan against 35+ lenders and tell you honestly whether a switch pays off.
Can you help me access equity or get a better rate?
Yes. If your Homebush home has grown in value, the equity you have built can often fund another purchase or a restructure, and a review frequently turns up a sharper rate along the way. How much is usable depends on a current valuation and your position, and in a large apartment market values can vary block to block. Because those figures move, the most useful thing is a quick call where we work out what is genuinely available to you today rather than an estimate off a website.
Can you help me buy an investment property, using equity or cash?
Yes. An investment purchase can come from cash, from equity in a property you already hold, or a mix of both, and the structure matters for keeping things clean and for tax later. Homebush has some of the strongest unit yields in the area, helped by the station, Olympic Park and steady tenant demand, so apartments here are a genuine investment option, though larger blocks can have lender exposure caps worth checking. Loop your accountant in on the tax, and call us on the lending so the structure is right from day one.
Do you offer digital appointments and virtual meetings?
Yes. Plenty of Homebush buyers, especially busy investors, prefer to keep the whole thing digital, meeting us by phone, Zoom or Teams and signing everything securely online through to settlement, without ever taking time off to come in. If you would rather meet in person, we are happy to come to you, on weeknights or weekends. Just tell us which you prefer and we will set the loan up around that.

Your Homebush mortgage broker
Your home loan.
Made simple.

Free check. No pressure. 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet

Homebush does not sit on its own. It sits beside Strathfield and Homebush West, with Sydney Olympic Park and Concord to the north and Ashfield and Croydon to the east. Flemington and Lidcombe sit west, and the Inner West runs on through Summer Hill and Five Dock. We cover all of them, so if your search shifts a suburb or two, you are not starting from scratch.