Regentville mortgage broker

Regentville mortgage broker

A mortgage broker
who knows Regentville.

Home loans in Regentville for your first home, your next home, an investment or a refinance. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you
What we help with

Four reasons people call us in Regentville

Each one runs a little differently here, because Regentville is a small, semi rural suburb on the river side of Glenmore Park, larger blocks and lifestyle holdings between the estates and the Nepean.

First home loans in Regentville
Standard houses here can sit under the 5% Deposit Scheme cap, so a first home on a 5% deposit with no lenders mortgage insurance is possible, while the larger acreage and lifestyle holdings sit over it. Which route fits your deposit is exactly what we work out, and on a dearer or larger block the lender and the loan type matter.
Buying your next home in Regentville
This is lifestyle and upgrader territory, larger blocks near the river and Glenmore Park's amenities, so the move is often a standard house to a bigger block. Selling first or buying first changes how the loan is built, and bridging finance covers the gap when the order does not line up. A larger holding changes what lenders will do.
Investment property loans in Regentville
A quiet, semi rural market beside a large estate, where homes and lifestyle blocks hold their appeal. Lenders count expected rent towards what you can afford, so the numbers often work on a standard house, while a larger or rural residential block is judged more carefully. We match the property to a lender comfortable with it.
Refinancing a Regentville home loan
This is where most people find a quick win. Larger blocks and lifestyle holdings build real equity, so what your place is worth may be well past what you last checked. A refinance is the moment the rate, the structure and the years left all get looked at together, and it can fund a renovation, a shed or second dwelling, or release equity for the next step.

Whichever one brought you here, the first conversation is the same. We look at where you are now, then show you what each lender on our panel would do with it.

Thinking about
your first home?

There are a few ways into a Regentville home with less than a 20% deposit. A standard house can sit under the 5% Deposit Scheme cap, while a larger or acreage block is judged differently, so we can work through which route fits before you start looking.

0426 002 202 Let's meet
About Regentville

What the 2745 market actually looks like

History of Regentville
Named after Regentville House, the grand mansion built in 1823 by colonial surgeon Sir John Jamison and named for the Prince Regent, the estate was subdivided after his death and the house later burned down. The suburb sits on the eastern bank of the Nepean just south of Jamisontown, adjoining Glenmore Park, reached by Mulgoa Road with no station of its own.
Regentville property market
A small, established, low density suburb, house dominated and notably semi rural, with parts remaining acreage and larger holdings hemmed in by the modern estates of Jamisontown and Glenmore Park. Land size, quiet character and the river and foothills setting are the durable draws.
How we help in Regentville
A semi rural and lifestyle suburb, so the block and the loan type matter as much as the borrower. We work out whether a standard house sits under the 5% Deposit Scheme cap, and on a larger or acreage holding we match it to a lender comfortable with land size, sheds and rural residential zoning. We compare 35+ lenders at no cost to you.
Borrowing in Regentville
A mixed market. Standard houses can sit under the 5% Deposit Scheme cap, so a 5% deposit with no lenders mortgage insurance is possible, while larger acreage and lifestyle holdings sit over it and are judged on land size and use. Send us the address, and the block size, before you offer and we will tell you which lenders will be comfortable.

Whether it is a house or a unit, we know which lenders are comfortable with each, here and across Penrith.

Ready for the
next home?

Selling first or buying first changes almost everything about the loan. We can map out every step of the journey.

0426 002 202 Let's meet
Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Regentville, based in Ryde

Founder & mortgage broker

MFAA
Member
Former CommBank
Lender
10+ years
Experience

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Looking at an
investment property?

Rent counts towards what you can borrow, and two lenders can land a long way apart on the same purchase.

0426 002 202 Let's meet
Client stories

How we helped in Regentville

Three real situations, all of them about closing a gap that looked too wide.

The lifestyle block, matched to the right lender.

A family wanted a larger semi rural Regentville block, but their first lender balked at the land size. We knew which lenders are comfortable with rural residential blocks and sheds, placed the loan with one of them, and the purchase went ahead. On a larger holding, the lender you choose matters as much as the deposit you bring.

Up to the bigger block, without selling first.

An upgrading family found the larger Regentville block they wanted before their own had sold. We worked out their borrowing assuming the current home was still on the market, arranged a short bridging facility so they could buy first and move once, and the bridge closed when the sale settled. The right lifestyle block was worth securing.

The refinance that freed up the equity.

A couple who had owned their Regentville property for years wanted to release equity for the next step. We refinanced to a sharper rate and released the usable equity they had built, setting it up in the one application, and the new rate cut the repayment on the balance. Larger blocks build real equity, and it was well past what they had last checked.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Free guides

What to know before you buy

Three free guides covering how a Regentville purchase actually runs, from pre-approval to settlement.

Home loan pre-approval

What it covers, and how long it lasts.
Read the guide

Choosing a home loan

Fixed, variable, offset and redraw.
Read the guide

Settlement day

What has to be ready before then.
Read the guide

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans in Regentville for every plan

First home
Learn more
Next home
Learn more
Investment property
Learn more
Refinancing
Learn more
Construction loans
Learn more
Bridging loans
Learn more
Guarantor loans
Learn more
No LMI and waived LMI
Learn more
Self employed home loans
Learn more

Not sure where to start? See what a Sydney mortgage broker does.

When did you last
check your rate?

We compare your current home loan against 35+ lenders. If a refinance saves you money we will show you the numbers, and if it does not we will tell you that too.

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Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs, and lend a higher share of the price without it. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Home loans for
Doctors
Learn more
Home loans for
Dentists
Learn more
Home loans for
Accountants
Learn more
Home loans for
Lawyers
Learn more

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.
Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.
Calculate

Home equity
calculator

See how much equity you could use in the home you own now.
Calculate
How it works

Three steps to your loan

1

Financial health check

2

Get pre-approved

3

Settle, then stay in touch

Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
Verified Google review
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
Verified Google review
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."
Verified Google review
FAQ

Regentville questions, answered

Buying your first home, buying your next home, buying an investment property, or refinancing the loan you already have. The questions that come up for each one.

How do I buy my first home in Regentville?
Regentville is a mixed market for a first home buyer. Standard houses can sit under the 5% Deposit Scheme cap, so a 5% deposit with no lenders mortgage insurance is possible, while larger acreage and lifestyle holdings sit over the cap and are judged on land size and use. We look at your income, your deposit and the property, then get you pre-approved and match you to a lender comfortable with the block. We compare 35+ lenders at $0 cost to you.
Can I buy my next home in Regentville before my current one sells?
Yes, with bridging finance. It is short term borrowing secured over both properties that funds the purchase while the old place is still on the market, and the interest usually builds up rather than being paid each month. It ends when the sale settles. Regentville is a tightly held semi rural suburb where the right block comes up rarely, so buying first can be the way to secure it; selling first means you know your number before you bid. It is worth pricing both.
Can I get a loan on a larger or semi rural block in Regentville?
Yes, but the lender matters more than usual. On a larger or rural residential block, lenders look at the land size, the zoning and any sheds or secondary structures, and some cap how much land they will lend against or how much of the value they will count. Some are far more comfortable with lifestyle blocks than others. We know which ones suit Regentville holdings and match the property to a lender that will lend well against it.
Can I refinance to a sharper rate and unlock equity at the same time?
Often, yes. A refinance is the natural moment to move to a lower rate and release some of the equity you have built, in the one application. Usable equity is roughly 80% of what your place is worth today, less what you still owe. On a larger block the valuation can vary more between lenders, so the sharpest rate is not always the highest valuation. We weigh both together rather than chasing the rate alone.
Can I buy an investment property in Regentville using equity instead of cash?
Yes, and it is one of the most common reasons people call us. Instead of a cash deposit, we release equity from a property you already own and use that as the deposit and costs on the investment, keeping the two securities separate so the properties are not tied together. A standard Regentville house rents steadily, so lenders count that expected rent, while a larger rural residential block is judged more carefully. How the borrowing is split affects tax, so run that part past your accountant.
Do you offer digital appointments and evening or weekend meetings?
Yes, and with no station in Regentville a lot of clients rely on them. We meet by phone, Zoom and Teams, and we can come to you as well. Appointments run in the evenings and on weekends, not just business hours, so the whole loan can be done around work without taking a day off. You can send documents through securely and sign electronically, so distance changes nothing about how we work.
Should I buy my next home in Regentville before I sell, or sell first?
Both work, and the right order depends on your position. Buying first, usually with bridging finance, means you secure the home you want in a tight market and move once, but you carry both for a short while. Selling first means you know exactly what you have to spend and carry no overlap, though you may need somewhere to live in between. We price both paths for you, bridging included, so you choose with the numbers in front of you rather than guessing.
Can I keep my current home as an investment when I buy the next one?
Often, yes, and it is a common way to end up with a second property. Instead of selling, you release equity from your current home for the deposit on the next one and rent the first out, with the two loans and securities set up cleanly so each stands on its own. Whether it works comes down to your borrowing capacity with the existing loan still in place and how the rent is counted. We model it both ways, keeping it and selling it, and because keeping it has tax effects, that part is worth a word with your accountant.
Can I take my existing loan with me when I move, or should I refinance?
Some loans can be ported, meaning the same loan moves to the new property, which can save on a few costs, but it is not always the sharpest option once you look at the whole market. Moving up usually means borrowing more, so it is a good moment to compare your current lender against the rest rather than assume porting is best. We weigh what porting would cost against a fresh loan, factor in any break costs, and show you which comes out ahead for the move you are making.

Your Regentville mortgage broker
Your home loan.
Made simple.

Free check. No pressure. 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet

Regentville sits on the river side of Glenmore Park in Penrith, and it does not sit on its own. Glenmore Park and Jamisontown are close by, with Mulgoa toward the valley and the Penrith centre and Emu Plains a short run north. We cover all of them, so if your search shifts a suburb or two, you are not starting from scratch.