Glenmore mortgage broker

Glenmore Park mortgage broker

A mortgage broker
who knows Glenmore Park.

Home loans in Glenmore Park for your first home, your next home, an investment or a refinance. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you

Four reasons people call us in Glenmore Park

Each one runs a little differently here, because Glenmore Park is a large master planned family estate south west of the Penrith centre, modern detached homes with its own town centre, beside the Mulgoa Valley.

First home loans in Glenmore Park
Smaller and older estate homes here can sit under the 5% Deposit Scheme cap, so a first home on a 5% deposit with no lenders mortgage insurance is possible, while the larger contemporary homes that define the suburb often sit near or over it. Which route fits your deposit is exactly what we work out, and a family guarantee can bridge the gap on a dearer home.
Buying your next home in Glenmore Park
This is upgrader and family country, a master planned estate built for growing families, so the move is often a smaller home to a larger one within the estate. Selling first or buying first changes how the loan is built, and bridging finance covers the gap when the order does not line up. A larger block with granny flat potential changes the numbers again.
Investment property loans in Glenmore Park
A modern family estate with a strong owner occupier base, its own town centre and a cluster of schools, where family homes rent steadily. Lenders count expected rent towards what you can afford, so the numbers often work. On a house a granny flat or second dwelling can add rent that some lenders count and others will not.
Refinancing a Glenmore Park home loan
This is where most people find a quick win. As your value grows and your balance comes down, the equity in your place is often well past what you last checked. A refinance is the moment the rate, the structure and the years left all get looked at together, and it can fund a renovation, a granny flat, a duplex, or release a parent's home used as security.

Whichever one brought you here, the first conversation is the same. We look at where you are now, then show you what each lender on our panel would do with it.

Thinking about
your first home?

There are a few ways into a Glenmore Park home with less than a 20% deposit. Smaller estate homes can sit under the 5% Deposit Scheme cap, and on a larger home a family guarantee may be the way in. We can work through which route fits before you start looking.

What the 2745 market actually looks like

History of Glenmore Park
Named after Henry Cox's 1825 residence Glenmore, on Mulgoa Country, it was developed as a large master planned estate from the 1990s. It sits south west of the Penrith centre with the M4 forming its northern edge and no station of its own, reliant on the motorway and buses into Penrith, and looks south to the Mulgoa Valley and the Blue Mountains.
Glenmore Park property market
A quintessential modern master planned family estate, overwhelmingly detached houses with a high owner occupier share and a young, family heavy make up. Newer, curated streetscapes and larger contemporary homes define it, anchored by its own town centre and a strong run of schools.
How we help in Glenmore Park
An upgrader and family estate, so we know the moves that matter. We work out whether a home sits under the 5% Deposit Scheme cap, line up a family guarantee on a dearer home, and set up bridging so a growing family can buy the next home before selling. With no station here, much of it runs by phone and video. We compare 35+ lenders at no cost to you.
Borrowing in Glenmore Park
A mixed market. Smaller and older estate homes can sit under the 5% Deposit Scheme cap, so a 5% deposit with no lenders mortgage insurance is possible, while the larger contemporary homes often sit near or over it, where a guarantor may help. Larger blocks bring granny flat potential. Send us the address before you offer and we will tell you where you stand.

Whether it is a house or a unit, we know which lenders are comfortable with each, here and across Penrith.

Ready for the
next home?

Selling first or buying first changes almost everything about the loan. We can map out every step of the journey.

Meet Ali Hasani

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Looking at an
investment property?

Rent counts towards what you can borrow, and two lenders can land a long way apart on the same purchase.

How we helped in Glenmore Park

Three real situations, all of them about closing a gap that looked too wide.

Up to the larger home, without selling first.

A growing family wanted a larger Glenmore Park home but had not sold their own. We worked out their borrowing assuming the current home was still on the market, arranged a short bridging facility so they could buy first and move once, and the bridge closed when the sale settled. In an estate where families move up, buying first was the way to secure the home they wanted.

Into a larger home with a guarantee.

A family wanted a larger Glenmore Park home that sat over the scheme cap, and their parents wanted to help without handing over cash. We used a limited guarantee against part of the parents' equity, which meant no lenders mortgage insurance and no money changing hands. A few years on, as the value grew, the guarantee was released.

Kept the first home, bought the next.

An upgrading couple had outgrown their first Glenmore Park home but did not want to sell it. We released equity from it for the deposit on a larger house nearby, set the two loans and securities up cleanly so each stood on its own, and rented the first out to a local family. They moved up within the estate they already knew, and kept the first home as an investment.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

What to know before you buy

Three free guides covering how a Glenmore Park purchase actually runs, from pre-approval to settlement.

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

When did you last
check your rate?

We compare your current home loan against 35+ lenders. If a refinance saves you money we will show you the numbers, and if it does not we will tell you that too.

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs, and lend a higher share of the price without it. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Three steps to your loan

1

Financial health check

2

Get pre-approved

3

Settle, then stay in touch

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."

Glenmore Park questions, answered

Buying your first home, buying your next home, buying an investment property, or refinancing the loan you already have. The questions that come up for each one.

How do I buy my first home in Glenmore Park?
Glenmore Park is a mixed market for a first home buyer. Smaller and older estate homes can sit under the 5% Deposit Scheme cap, so a 5% deposit with no lenders mortgage insurance is possible, while the larger contemporary homes often sit near or over the cap, where a family guarantee may be the way in. We look at your income, your deposit and what lenders will count, then get you pre-approved so you know your number before you bid. We compare 35+ lenders at $0 cost to you.
Can I buy my next home in Glenmore Park before my current one sells?
Yes, with bridging finance. It is short term borrowing secured over both properties that funds the purchase while the old place is still on the market, and the interest usually builds up rather than being paid each month. It ends when the sale settles. Glenmore Park is built for families who move up within it, so this comes up a lot. Buying first suits a thin market where the right home is rare; selling first means you know your number before you bid. It is worth pricing both.
When is it worth refinancing a Glenmore Park home loan?
This is where most people find a quick win. A fixed period ending is one trigger. So is a rate that has not been looked at in years, or a guarantee over a parent's home still sitting there long after it was needed. As your value grows and your balance falls, the equity in your place may be well past what you think. We compare what you have now against 35+ lenders and show you both answers, including the one where staying put comes out ahead.
Can I refinance to a sharper rate and unlock equity at the same time?
Often, yes. A refinance is the natural moment to move to a lower rate and release some of the equity you have built, in the one application. Usable equity is roughly 80% of what your place is worth today, less what you still owe. The catch is the valuation, which differs between lenders, so the lender with the sharpest rate is not always the one that values your home highest. We weigh both together rather than chasing the rate alone.
Can I buy an investment property in Glenmore Park using equity instead of cash?
Yes, and it is one of the most common reasons people call us. Instead of a cash deposit, we release equity from a property you already own and use that as the deposit and costs on the investment, keeping the two securities separate so the properties are not tied together. Glenmore Park family homes rent steadily in a sought after estate, so lenders count that expected rent, and on a house a granny flat can add rent too, though only some lenders count it. How the borrowing is split affects tax, so run that part past your accountant.
Do you offer digital appointments and evening or weekend meetings?
Yes, and with no station in Glenmore Park a lot of clients rely on them. We meet by phone, Zoom and Teams, and we can come to you as well. Appointments run in the evenings and on weekends, not just business hours, so the whole loan can be done around work without taking a day off. You can send documents through securely and sign electronically, so distance changes nothing about how we work.
Should I buy my next home in Glenmore Park before I sell, or sell first?
Both work, and the right order depends on your position. Buying first, usually with bridging finance, means you secure the home you want in a tight market and move once, but you carry both for a short while. Selling first means you know exactly what you have to spend and carry no overlap, though you may need somewhere to live in between. We price both paths for you, bridging included, so you choose with the numbers in front of you rather than guessing.
Can I keep my current home as an investment when I buy the next one?
Often, yes, and it is a common way to end up with a second property. Instead of selling, you release equity from your current home for the deposit on the next one and rent the first out, with the two loans and securities set up cleanly so each stands on its own. Whether it works comes down to your borrowing capacity with the existing loan still in place and how the rent is counted. We model it both ways, keeping it and selling it, and because keeping it has tax effects, that part is worth a word with your accountant.
Can I take my existing loan with me when I move, or should I refinance?
Some loans can be ported, meaning the same loan moves to the new property, which can save on a few costs, but it is not always the sharpest option once you look at the whole market. Moving up usually means borrowing more, so it is a good moment to compare your current lender against the rest rather than assume porting is best. We weigh what porting would cost against a fresh loan, factor in any break costs, and show you which comes out ahead for the move you are making.

Your Glenmore Park mortgage broker
Your home loan.
Made simple.

Free check. No pressure. 35+ lenders compared at $0 cost to you.

Glenmore Park sits south west of the Penrith centre in Penrith, and it does not sit on its own. Regentville is close by, with Jamisontown, South Penrith and the Penrith centre a short run north and Mulgoa toward the valley. We cover all of them, so if your search shifts a suburb or two, you are not starting from scratch.