Warriewood mortgage broker

Warriewood mortgage broker

A mortgage broker
who knows Warriewood.

Home loans in Warriewood for your first home, your next home, an investment or a refinance. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you
What we help with

Four reasons people call us in Warriewood

Each one runs differently here, because Warriewood mixes newer townhouses and estate homes with apartments, giving first buyers and upgraders a genuine entry point.

First home loans in Warriewood
Warriewood is one of the more reachable parts of the peninsula for a first home, with newer townhouses and estate homes alongside apartments. The Australian Government 5% Deposit Scheme comes with a property price cap in NSW, and a number of Warriewood townhouses and units sit under it. Some jobs skip lenders mortgage insurance altogether, and a family guarantor loan is the other common way to bring the deposit down to something reachable near the beach.
Buying your next home in Warriewood
The step from a Warriewood townhouse or apartment to a freestanding house is a realistic one, because the suburb turns over quickly. Some people upgrade within Warriewood as families grow. Others keep the first place, rent it out and buy the house in Mona Vale, Narrabeen or Collaroy. Selling first or buying first changes how the loan is built, and bridging finance covers the gap when the two settlements will not line up.
Investment property loans in Warriewood
Warriewood has some of the stronger yields on the peninsula, around 3% on houses, helped by newer stock and steady tenant demand. Lenders count expected rent towards what you can afford, so that rent does real work while your income carries the rest. Newer townhouses and estate homes can be an easier fit for some lenders than older stock. Keeping the new loan separate from the home loan matters for tax, so it is worth a word with your accountant early.
Refinancing a Warriewood home loan
As a growth market, Warriewood values have moved, so the equity in your place may be different from what you assume. That figure can fund a renovation, a deposit on the next purchase, or the release of a parent's home still sitting as security on your loan. A refinance is also the one moment the rate, the structure and the years left on the loan all get looked at together, which almost never happens if you leave the loan where it is.

Whichever one brought you here, the first conversation is the same. We look at where you are now, then show you what each lender on our panel would do with it.

Thinking about
your first home?

There are a few ways into a Warriewood townhouse or apartment with less than a 20% deposit, and some suit this market better than others. We can walk you through them before you start inspecting.

0426 002 202 Let's meet
About Warriewood

What the 2102 market actually looks like

History of Warriewood
Warriewood sits between the beach and the escarpment on the peninsula, once market gardens and glasshouses that supplied Sydney. In recent decades it has grown into one of the newer parts of the northern beaches, with estate housing and townhouses around Warriewood Square and the valley, alongside the beach and wetlands.
Warriewood property market
Warriewood is a growth market with a genuine spread of stock. Newer townhouses and estate homes trade quickly alongside apartments and freestanding houses, so first buyers, upgraders and investors all have somewhere to start. Fast selling times and steady demand make it one of the more active markets on the peninsula.
Warriewood property prices
Houses sit around $2.4 million, more reachable than much of the peninsula, with roughly 86 sold in a year and quick selling times. Units and townhouses sit lower and trade actively. Yields are stronger than most of the area, around 3%, so this is a market with both accessible entry and reasonable returns for investors.
Borrowing in Warriewood
On a house you are often near the loan size where lenders start adding checks, keeping more options open than at the prestige end of the peninsula. Newer townhouses and estate homes are usually a straightforward fit, though some lenders look closely at strata and community title arrangements. Send us the address before you offer.

Whether it is a townhouse, a unit or a house, we know which lenders are comfortable with each, here and across the Northern Beaches.

Ready for the
next home?

Selling first or buying first changes almost everything about the loan. We can map out every step of the journey.

0426 002 202 Let's meet
Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Warriewood, based in Ryde

Founder & mortgage broker

MFAA
Member
Former CommBank
Lender
10+ years
Experience

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Looking at an
investment property?

Rent counts towards what you can borrow, and two lenders can land a long way apart on the same purchase.

0426 002 202 Let's meet
Client stories

How we helped in Warriewood

Three real situations, each one that moved from stuck to sorted with the right lender.

A townhouse that suited the scheme.

A first home buyer had a modest deposit and assumed a house was years away. We looked at a Warriewood townhouse that sat under the property price cap for the Australian Government 5% Deposit Scheme, which meant they could buy with a 5% deposit and no lenders mortgage insurance. The newer strata title was a clean fit for the lender, and they were in their own place far sooner than they had planned, with savings kept back for a buffer.

Rent that made the numbers work.

An investor wanted a Warriewood property and their own bank said the borrowing fell just short. The issue was how that lender treated rental income, and Warriewood's stronger yields make the local rent do real work. We moved the application to a lender that counted a higher share of the rent towards serviceability. Same purchase, same rent, assessed differently, and it cleared. Which lender reads the rent often decides these deals.

One loan, two lenders, both approved.

An owner wanted to keep their Warriewood townhouse and buy a house nearby, and a single lender would not fund the whole picture. Same borrower, same income. We refinanced the townhouse to a lender with a sharper rate, released the equity that freed up, and placed the house loan with a second lender that read their income more generously. Splitting it across two lenders, rather than forcing everything through one, got both loans over the line.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Free guides

What to know before you buy

Three free guides covering how a Warriewood purchase actually runs, from pre-approval to settlement.

Home loan pre-approval

What it covers, and how long it lasts.
Read the guide

Choosing a home loan

Fixed, variable, offset and redraw.
Read the guide

Settlement day

What has to be ready before then.
Read the guide

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans in Warriewood for every plan

First home
Learn more
Next home
Learn more
Investment property
Learn more
Refinancing
Learn more
Construction loans
Learn more
Bridging loans
Learn more
Guarantor loans
Learn more
No LMI and waived LMI
Learn more
Self employed home loans
Learn more

Not sure where to start? See what a Sydney mortgage broker does.

When did you last
check your rate?

We compare your current home loan against 35+ lenders. If a refinance saves you money we will show you the numbers, and if it does not we will tell you that too.

0426 002 202 Let's meet
Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs, and Royal North Shore is a few minutes away. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Home loans for
Doctors
Learn more
Home loans for
Dentists
Learn more
Home loans for
Accountants
Learn more
Home loans for
Lawyers
Learn more

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.
Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.
Calculate

Home equity
calculator

See how much equity you could use in the home you own now.
Calculate
How it works

Three steps to your loan

1

Financial health check

2

Get pre-approved

3

Settle, then stay in touch

Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
Verified Google review
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
Verified Google review
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."
Verified Google review
FAQ

Warriewood questions, answered

First home, next home, refinancing, accessing equity, investing, and how our digital appointments work. The essentials, then a quick call to get the current detail.

Can you help me buy my first home?
Yes, and Warriewood is one of the better spots on the peninsula for a first home, because it has newer townhouses and estate homes alongside apartments, so there is a genuine entry point here. First home buyer schemes, professional insurance waivers and guarantor options can each reduce the deposit you need, and which ones apply depends on your income, your job and the property. Those rules and limits change over time, so the best next step is a quick call where we go through your situation and tell you exactly where you stand today.
Can you help me buy my next home?
Yes. In Warriewood the move from a townhouse or apartment to a freestanding house is a realistic one, because the suburb turns over quickly and has a real spread of stock. Some people upgrade within Warriewood, others keep the first place as a rental and buy nearby. Whether you sell first or buy first changes how the loan is built, and bridging finance covers the gap when timing does not line up. Give us a call and we will map the order and structure that suits your plans.
Can you help me refinance?
Yes. Warriewood is a growth market, so the equity in your place may have moved since you set the loan up, and a refinance is the moment to review the rate, the structure and the years left on it together, not just the front number. Rates and lender policies shift constantly, so rather than quote something that dates fast, the best step is a call where we compare your current loan against 35+ lenders and tell you honestly whether a move is worth it.
Can you help me access equity or get a better rate?
Yes. If your Warriewood home has grown in value, the equity you have built can often fund a renovation, another purchase or a restructure, and a review frequently turns up a sharper rate along the way. How much is usable depends on a current valuation and your position, and in a growth suburb that figure can move quickly. Because of that, the most useful thing is a quick call where we work out what is genuinely available to you today rather than an estimate off a website.
Can you help me buy an investment property, using equity or cash?
Yes. An investment purchase can come from cash, from equity in a property you already hold, or a mix of both, and the structure matters for keeping things clean and for tax later. Warriewood has strong yields for the area and steady tenant demand, so it can genuinely work as an investment, and equity here can also fund a purchase elsewhere. Loop your accountant in on the tax, and call us on the lending so the structure is right from day one.
Do you offer digital appointments and virtual meetings?
Yes. Plenty of Warriewood clients meet us by phone, Zoom or Teams, which fits family and work schedules and saves a trip, and we can run the whole loan that way, from the first chat to settlement, with documents handled securely online. If you would rather meet in person we come to you, including evenings and weekends. Reach out and we will set up whichever way of meeting works best for you, on screen or in person.

Your Warriewood mortgage broker
Your home loan.
Made simple.

Free check. No pressure. 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet

Warriewood does not sit on its own. It sits between Mona Vale to the north and Narrabeen to the south, with Bayview across on the Pittwater side and Collaroy down the coast. Newport and Avalon Beach run up the peninsula, and the coast continues towards Manly. We cover all of them, so if your search shifts a suburb or two, you are not starting from scratch.