Newport mortgage broker

Newport mortgage broker

A mortgage broker
who knows Newport.

Home loans in Newport for your first home, your next home, an investment or a refinance. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you
What we help with

Four reasons people call us in Newport

Each one runs differently here, because Newport has one of the more balanced house and unit markets on the peninsula, with Pittwater on one side and the ocean on the other.

First home loans in Newport
Newport is one of the more reachable parts of the northern peninsula for a first home, with a genuine unit market alongside the houses. The Australian Government 5% Deposit Scheme comes with a property price cap in NSW, and a good number of Newport units sit under it. Some jobs skip lenders mortgage insurance altogether, and a family guarantor loan is the other common way to bring the deposit down to something reachable near the beach.
Buying your next home in Newport
The step from a Newport unit to a Newport house is a genuine one, and both trade in solid numbers here, so the move is on the table rather than years off. Some people upgrade within Newport as families grow. Others keep the unit, rent it out and buy the house in Avalon, Bilgola or Mona Vale. Selling first or buying first changes how the loan is built, and bridging finance covers the gap when the two settlements will not line up.
Investment property loans in Newport
Newport rents steadily thanks to the beach, Pittwater and the ferry, with house yields around 2.6% and units closer to 3.3%. Lenders count expected rent towards what you can afford, so that rent does real work while your income carries the rest. Waterfront and Pittwater homes can value in a wide band, which feeds into the loan. Keeping the new loan separate from the home loan matters for tax, so it is worth a word with your accountant early.
Refinancing a Newport home loan
House values here have climbed steadily, so the equity in your place may be more than you last checked. That figure can fund a renovation, a deposit on the next purchase, or the release of a parent's home still sitting as security on your loan. A refinance is also the one moment the rate, the structure and the years left on the loan all get looked at together, which almost never happens if you leave the loan where it is.

Whichever one brought you here, the first conversation is the same. We look at where you are now, then show you what each lender on our panel would do with it.

Thinking about
your first home?

There are a few ways into a Newport apartment or a smaller house with less than a 20% deposit, and some suit this market better than others. We can walk you through them before you start inspecting.

0426 002 202 Let's meet
About Newport

What the 2106 market actually looks like

History of Newport
Newport sits between Pittwater and the ocean on the northern peninsula, an early ferry stop and holiday spot that grew into a settled beachside suburb. It is known for Newport Beach, the Pittwater foreshore, the historic Newport Arms, and a mix of surf life and boating that defines the peninsula.
Newport property market
Newport runs a balanced market. Family houses on the hills and near the beach trade steadily, and a real pool of apartments trades below them, with waterfront and Pittwater homes at the top. That mix gives first buyers, upgraders and investors all somewhere to start, unusual for the northern peninsula.
Newport property prices
Houses sit around $3 million, with roughly 96 sold in a year, a liquid market for the area. Units sit lower and trade in similar numbers, about 90 in the same period, on a stronger yield near 3.3%. House values have grown steadily, so this is a market with both a firm house side and an active unit side.
Borrowing in Newport
On a house you are often near the loan size where lenders start adding their own checks, keeping more options open than at the prestige end of the peninsula. On a unit the building decides it, and waterfront or Pittwater homes can value in a wide range. Send us the address before you offer.

Whether it is a house, a unit or a waterfront home, we know which lenders are comfortable with each, here and across the Northern Beaches.

Ready for the
next home?

Selling first or buying first changes almost everything about the loan. We can map out every step of the journey.

0426 002 202 Let's meet
Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Newport, based in Ryde

Founder & mortgage broker

MFAA
Member
Former CommBank
Lender
10+ years
Experience

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Looking at an
investment property?

Rent counts towards what you can borrow, and two lenders can land a long way apart on the same purchase.

0426 002 202 Let's meet
Client stories

How we helped in Newport

Three real situations, each one that moved from stuck to sorted with the right lender.

A softer valuation, worked around.

They were buying a Newport home and the first lender's valuation came in a little under the price, enough to unsettle the deposit they had planned. Rather than accept it, we ran the same property through another lender whose panel valuer knew Newport and its recent sales. The second figure landed closer to the price, kept the deposit where they wanted it, and the purchase settled on the terms they had agreed. A different lender's valuer can see the same home differently.

A guarantee released at last.

Years earlier a couple had bought their first Newport unit with a parent's home as extra security. The loan had since come down and the unit had risen, but the guarantee was still sitting on the parents' title, quietly limiting what those parents could do with their own home. We had the property revalued, showed the loan was now comfortably under the level that needed support, and arranged the release. The parents came off the loan entirely, without a dollar changing hands.

The offset that did the heavy lifting.

An owner had a decent sum sitting in savings and was about to pour all of it into a Newport purchase as deposit. The better move was to put in enough to avoid lenders mortgage insurance and keep the rest in an offset account against the loan. Same purchase, same approval, but the money stayed within reach and quietly cut the interest they were charged every month. Having the cash and locking all of it into the property are different decisions.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Free guides

What to know before you buy

Three free guides covering how a Newport purchase actually runs, from pre-approval to settlement.

Home loan pre-approval

What it covers, and how long it lasts.
Read the guide

Choosing a home loan

Fixed, variable, offset and redraw.
Read the guide

Settlement day

What has to be ready before then.
Read the guide

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans in Newport for every plan

First home
Learn more
Next home
Learn more
Investment property
Learn more
Refinancing
Learn more
Construction loans
Learn more
Bridging loans
Learn more
Guarantor loans
Learn more
No LMI and waived LMI
Learn more
Self employed home loans
Learn more

Not sure where to start? See what a Sydney mortgage broker does.

When did you last
check your rate?

We compare your current home loan against 35+ lenders. If a refinance saves you money we will show you the numbers, and if it does not we will tell you that too.

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Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs, and Royal North Shore is a few minutes away. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Home loans for
Doctors
Learn more
Home loans for
Dentists
Learn more
Home loans for
Accountants
Learn more
Home loans for
Lawyers
Learn more

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.
Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.
Calculate

Home equity
calculator

See how much equity you could use in the home you own now.
Calculate
How it works

Three steps to your loan

1

Financial health check

2

Get pre-approved

3

Settle, then stay in touch

Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
Verified Google review
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
Verified Google review
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."
Verified Google review
FAQ

Newport questions, answered

First home, next home, refinancing, accessing equity, investing, and how our digital appointments work. The essentials, then a quick call to get the current detail.

Can you help me buy my first home?
Yes, and Newport is one of the more reachable parts of the northern peninsula for it, with a genuine unit market alongside the houses. First home buyer schemes, professional insurance waivers and guarantor options can each lower the deposit you need, and which ones fit depends on your income, your job and the property you are buying. Those rules and their limits change over time, so the best next step is a quick call where we go through your situation and tell you exactly where you stand today.
Can you help me buy my next home?
Yes. In Newport the move from a unit to a house is genuine, because both trade in solid numbers, so upgrading here is realistic rather than years off. Some people move up within Newport, others keep the unit as a rental and buy the house nearby. Whether you sell first or buy first changes how the loan is built, and bridging finance covers the gap when the timing does not line up neatly. Give us a call and we will map the order and the structure that suits your plans.
Can you help me refinance?
Yes. Newport house values have grown steadily, so a loan set up a few years ago may no longer be the sharpest available, and a refinance is the moment to look at the rate, the structure and the years left on it together, not just the front number. Rates and lender policies move constantly, so rather than quote something that dates fast, the best step is a call where we compare your current loan against 35+ lenders and tell you honestly whether a switch pays.
Can you help me access equity or get a better rate?
Yes. If your Newport home has grown in value, the equity you have built can often fund a renovation, another purchase or a restructure, and a review frequently turns up a sharper rate along the way. How much is usable depends on a current valuation and your position, and waterfront homes in particular can value in a wide range between lenders. Because those figures move, the most useful thing is a quick call where we work out what is actually available to you right now.
Can you help me buy an investment property, using equity or cash?
Yes. An investment purchase can be funded from cash, from equity in a property you already own, or a mix of both, and the structure matters for keeping things clean and for tax later. Newport rents steadily thanks to the beach, Pittwater and the ferry, so it can work as an investment, and equity here can also fund a purchase elsewhere. The tax side is worth a word with your accountant, and the lending side is worth a call with us so we structure it properly from the start.
Do you offer digital appointments and virtual meetings?
Yes. Plenty of Newport clients meet us by phone, Zoom or Teams, which suits busy households and anyone who would rather not travel for a meeting. If you prefer to meet in person we come to you, including evenings and weekends. The whole loan process, from the first chat to settlement, can run digitally with documents handled securely online, so being on the peninsula is never a barrier. Get in touch and we will set up whichever way of meeting works best for you.

Your Newport mortgage broker
Your home loan.
Made simple.

Free check. No pressure. 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet

Newport does not sit on its own. It sits between Avalon Beach and Bilgola to the north, with Palm Beach capping the peninsula above, and Mona Vale, Warriewood and Narrabeen just south. The coast runs on through Collaroy towards Manly, and Bayview sits across on the Pittwater side. We cover all of them, so if your search shifts a suburb or two, you are not starting from scratch.