Frenchs Forest mortgage broker

Frenchs Forest mortgage broker

A mortgage broker
who knows Frenchs Forest.

Home loans in Frenchs Forest for your first home, your next home, an investment or a refinance. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you
What we help with

Four reasons people call us in Frenchs Forest

Each one runs differently here, because Frenchs Forest is a busy family house market around the hospital precinct, with very few apartments.

First home loans in Frenchs Forest
Frenchs Forest is a house market with very few apartments, so a first home here usually means a house, a bigger step than a unit. The Australian Government 5% Deposit Scheme has a property price cap in NSW that many Frenchs Forest houses sit above, so a family guarantor loan is often the more useful route. Many buyers here work at the hospital, and some health professions can skip lenders mortgage insurance entirely, which helps a lot. We will map which options actually fit your situation.
Buying your next home in Frenchs Forest
Many Frenchs Forest moves are families upgrading to a larger home, and health workers moving closer to the hospital. Houses here sell fast, often in under a month, so the order of the two contracts matters, and bridging finance often covers the gap when your purchase and sale will not line up. The loan is usually built around one sale and one purchase. We work the borrowing around your whole position, so a fast market does not cost you the home you want.
Investment property loans in Frenchs Forest
Frenchs Forest houses carry reasonable yields for family homes, around 3%, with steady tenant demand helped by the hospital and the schools. Lenders count expected rent towards what you can afford, so that rent does real work while your income carries the rest. Many owners here also use their equity to invest elsewhere. Keeping the new loan separate from the home loan matters for tax, so it is worth a word with your accountant early.
Refinancing a Frenchs Forest home loan
House values here have grown, so the equity in your place may be more than you last checked. That figure can fund a renovation, a deposit on the next purchase, or the release of a parent's home still sitting as security on your loan. A refinance is also the one moment the rate, the structure and the years left on the loan all get looked at together, which almost never happens if you leave the loan where it is.

Whichever one brought you here, the first conversation is the same. We look at where you are now, then show you what each lender on our panel would do with it.

Thinking about
your first home?

There are a few ways into a Frenchs Forest house with less than a 20% deposit, and a guarantor loan is often the most useful when you are buying a house. We can walk you through the options before you start looking.

0426 002 202 Let's meet
About Frenchs Forest

What the 2086 market actually looks like

History of Frenchs Forest
Frenchs Forest takes its name from timber getter James French, who worked the forests here in the 1850s. Long a bushland district on the way to the beaches, it grew into a family suburb through the postwar decades, and the Northern Beaches Hospital has since made it a health and employment hub.
Frenchs Forest property market
Frenchs Forest is a busy family house market. Homes on comfortable blocks trade quickly and make up almost all sales, with very few apartments. The schools, the bushland and the hospital precinct keep demand strong, and fast selling times make it one of the more active family markets in the area.
Frenchs Forest property prices
Houses sit around $2.5 million, with roughly 172 sold in a year and quick selling times, one of the busier family markets on the beaches. Units barely feature, only around 16 traded in the same period. House yields sit near 3%, so this is a family market with reasonable returns for investors in family homes.
Borrowing in Frenchs Forest
On a house you are often near the loan size where lenders start adding their own checks, which keeps options open. Some blocks near the bushland edge sit in bushfire prone areas, which affects insurance and which some lenders check closely. Send us the address before you offer and we will flag it early.

Whether it is a family house or a home near the hospital, we know which lenders are comfortable with each, here and across the Northern Beaches.

Ready for the
next home?

Selling first or buying first changes almost everything about the loan. We can map out every step of the journey.

0426 002 202 Let's meet
Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Frenchs Forest, based in Ryde

Founder & mortgage broker

MFAA
Member
Former CommBank
Lender
10+ years
Experience

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Looking at an
investment property?

Rent counts towards what you can borrow, and two lenders can land a long way apart on the same purchase.

0426 002 202 Let's meet
Client stories

How we helped in Frenchs Forest

Three real situations, each one that moved from stuck to sorted with the right lender.

A health worker who skipped the insurance.

A hospital worker buying near the Frenchs Forest precinct had a good income but not quite a 20% deposit. Because of their health profession, we placed the loan with a lender that waives lenders mortgage insurance for their role, which saved them a significant one off cost and let them buy sooner. Same deposit, same income, but the right lender for their profession made the difference between waiting and buying now.

A guarantor got them into a house.

A first home buyer wanted a house in Frenchs Forest, but a house rather than a unit put the deposit out of reach for a while. Their parents offered to help, so we set up a family guarantor loan using a limited slice of the parents' equity as extra security. That let them buy with a smaller deposit and no lenders mortgage insurance, structured so the guarantee could be released later once they had built enough equity of their own.

Bought first in a fast market.

A growing family wanted a larger Frenchs Forest home, but houses here sell in under a month and theirs had not sold. We worked out their borrowing as if the sale had not happened, arranged bridging finance over both properties, and let them buy first. They secured the home they wanted, moved once, and sold the old place in their own time, with the bridging closing when that sale settled.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Free guides

What to know before you buy

Three free guides covering how a Frenchs Forest purchase actually runs, from pre-approval to settlement.

Home loan pre-approval

What it covers, and how long it lasts.
Read the guide

Choosing a home loan

Fixed, variable, offset and redraw.
Read the guide

Settlement day

What has to be ready before then.
Read the guide

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans in Frenchs Forest for every plan

First home
Learn more
Next home
Learn more
Investment property
Learn more
Refinancing
Learn more
Construction loans
Learn more
Bridging loans
Learn more
Guarantor loans
Learn more
No LMI and waived LMI
Learn more
Self employed home loans
Learn more

Not sure where to start? See what a Sydney mortgage broker does.

When did you last
check your rate?

We compare your current home loan against 35+ lenders. If a refinance saves you money we will show you the numbers, and if it does not we will tell you that too.

0426 002 202 Let's meet
Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs, and Royal North Shore is a few minutes away. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Home loans for
Doctors
Learn more
Home loans for
Dentists
Learn more
Home loans for
Accountants
Learn more
Home loans for
Lawyers
Learn more

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.
Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.
Calculate

Home equity
calculator

See how much equity you could use in the home you own now.
Calculate
How it works

Three steps to your loan

1

Financial health check

2

Get pre-approved

3

Settle, then stay in touch

Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
Verified Google review
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
Verified Google review
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."
Verified Google review
FAQ

Frenchs Forest questions, answered

First home, next home, refinancing, accessing equity, investing, and how our digital appointments work. The essentials, then a quick call to get the current detail.

Can you help me buy my first home?
Yes. Frenchs Forest is a house market with very few apartments, so a first home here usually means a house, which is a bigger step than a unit but far from out of reach. First home buyer schemes, professional insurance waivers and guarantor options can each reduce the deposit you need, and a family guarantor loan in particular helps a lot when you are buying a house. Many buyers here work at or near the hospital, and some health professions can waive lenders mortgage insurance. Those rules change over time, so the best next step is a quick call where we go through your situation.
Can you help me buy my next home?
Yes, and it is common in Frenchs Forest, where many buyers are families upgrading to a larger home as they grow, and hospital and health workers moving closer to work. The loan is often built around selling one home and buying another, and whether you sell first or buy first changes how it is structured, with bridging finance covering the gap. Houses here sell fast, so being finance ready matters. Give us a call and we will map the order and structure that suits your plans.
Can you help me refinance?
Yes. In a busy market like Frenchs Forest, a lot of owners have not revisited their loan since it settled, so a keener rate is frequently sitting there unclaimed. Refinancing is the point to weigh the whole picture together, rate, structure and the years remaining, not just the headline number. Because rates and lender criteria keep shifting, anything quoted today dates quickly, so the sensible move is a call where we put your loan against 35+ lenders and say straight whether switching is worth it.
Can you help me access equity or get a better rate?
Yes. Where your Frenchs Forest home has gained value, the equity in it can usually be put to work, on a renovation, a further purchase or a reshaping of your lending, and the same review often turns up a better rate alongside. What is usable comes down to a current valuation and your position, and those numbers move with the market. So rather than lean on a portal estimate, a short call lets us establish exactly what you have available right now.
Can you help me buy an investment property, using equity or cash?
Yes. You might fund an investment from cash, from equity built up in a property you already hold, or a combination, and how it is arranged matters both for keeping things clean and for the tax treatment later. Frenchs Forest homes offer fair yields for family houses with reliable tenant demand off the hospital precinct, so they stack up as a hold, and your equity here can equally buy elsewhere. Talk to your accountant on the tax and to us on the lending, so the structure is right from the start.
Do you offer digital appointments and virtual meetings?
Yes. Plenty of Frenchs Forest clients meet us by phone, Zoom or Teams, which suits busy families and shift workers and saves a trip, and we can run the whole loan that way, from the first chat to settlement, with documents handled securely online. If you would rather meet in person we come to you, including evenings and weekends. Get in touch and we will set up whichever way of meeting works best for you.

Your Frenchs Forest mortgage broker
Your home loan.
Made simple.

Free check. No pressure. 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet

Frenchs Forest does not sit on its own. It sits in the Forest District beside Belrose and Forestville, with Killarney Heights to the south and Terrey Hills to the north. The beaches run down through Brookvale and Dee Why, and Seaforth and Balgowlah sit towards the harbour. We cover all of them, so if your search shifts a suburb or two, you are not starting from scratch.