Brookvale mortgage broker

Brookvale mortgage broker

A mortgage broker
who knows Brookvale.

Home loans in Brookvale for your first home, your next home, an investment or a refinance. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you
What we help with

Four reasons people call us in Brookvale

Each one runs differently here, because Brookvale is the working heart of the beaches, mixing a town centre and industry with a growing apartment market.

First home loans in Brookvale
Brookvale is one of the more affordable entry points on the beaches for a first home, with a growing apartment market around the town centre and transport. The Australian Government 5% Deposit Scheme comes with a property price cap in NSW, and a number of Brookvale units sit under it. Some jobs skip lenders mortgage insurance altogether, and a family guarantor loan is the other common way to bring the deposit down within reach of the beaches.
Buying your next home in Brookvale
The move in Brookvale is often from an apartment to a house nearby or up on higher ground, and the suburb's apartment market makes the first step reachable. Some people upgrade in the area as families grow. Others keep the unit, rent it out and buy the house close by in Dee Why, Curl Curl or beyond. Selling first or buying first changes how the loan is built, and bridging finance covers the gap when the two settlements will not line up.
Investment property loans in Brookvale
Brookvale has some of the strongest unit yields on the beaches, near 4%, helped by the town centre, Warringah Mall and the bus interchange drawing steady tenants. Lenders count expected rent towards what you can afford, so that rent does real work in the assessment. Some newer or larger blocks near the centre can draw extra lender questions. Keeping the new loan separate from the home loan matters for tax, so it is worth a word with your accountant early.
Refinancing a Brookvale home loan
Values here have moved, so the equity in your place may be different from what you assume. That figure can fund a renovation, a deposit on the next purchase, or the release of a parent's home still sitting as security on your loan. A refinance is also the one moment the rate, the structure and the years left on the loan all get looked at together, which almost never happens if you leave the loan where it is.

Whichever one brought you here, the first conversation is the same. We look at where you are now, then show you what each lender on our panel would do with it.

Thinking about
your first home?

There are a few ways into a Brookvale apartment with less than a 20% deposit, and some suit this market better than others. We can walk you through them before you start inspecting.

0426 002 202 Let's meet
About Brookvale

What the 2100 market actually looks like

History of Brookvale
Brookvale grew as the commercial and industrial heart of the northern beaches, home to Warringah Mall, breweries and workshops, and the main bus interchange for the area. In recent years its centre has added apartments and mixed use development, so a working suburb now has a growing residential side alongside the industry.
Brookvale property market
Brookvale is led by its apartment market. Newer blocks around the town centre and transport trade actively and make up most residential sales, while a small pool of houses sits on the surrounding streets. The town centre, mall and bus interchange keep tenant and buyer demand steady, especially for units.
Brookvale property prices
Houses are few and sit around $2.6 million, with only around 19 sold in a year, while units trade in far greater numbers, near 98 in the same period, and are more reachable. Unit yields run near 4%, among the strongest on the beaches, so this is primarily an apartment and investment market.
Borrowing in Brookvale
On a unit the building decides it, and Brookvale has newer and larger blocks near the centre, some mixed use or investor heavy, that certain lenders treat cautiously or cap their exposure in. On a house you are often near the loan size where lenders start adding checks. Send us the address before you offer.

Whether it is a unit or a house, we know which lenders are comfortable with each, here and across the Northern Beaches.

Ready for the
next home?

Selling first or buying first changes almost everything about the loan. We can map out every step of the journey.

0426 002 202 Let's meet
Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Brookvale, based in Ryde

Founder & mortgage broker

MFAA
Member
Former CommBank
Lender
10+ years
Experience

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Looking at an
investment property?

Rent counts towards what you can borrow, and two lenders can land a long way apart on the same purchase.

0426 002 202 Let's meet
Client stories

How we helped in Brookvale

Three real situations, each one that moved from stuck to sorted with the right lender.

The scheme they already qualified for.

A couple renting near the Brookvale town centre had saved a 5% deposit and assumed years more waiting lay ahead. What they had not realised was that they were eligible for the Australian Government 5% Deposit Scheme, which let them buy a Brookvale unit with the deposit they already had and no lenders mortgage insurance. They kept the rest of their savings for moving costs and a buffer. The wait they had braced for simply did not need to happen.

A mixed use block, the right lender.

An investor wanted an apartment in a newer Brookvale block that had shops on the ground floor, and their own lender was cautious about the mixed use. Nothing was wrong with the borrower or the unit. We placed the loan with a lender comfortable with that kind of building, and the purchase went ahead at a competitive rate. In a town centre with plenty of mixed use blocks, which lender you use can decide whether an apartment is financeable at all.

Rent that made the numbers work.

An investor wanted a Brookvale unit and their bank said the borrowing fell just short. The issue was how that lender treated rental income, and Brookvale's strong unit yields make the local rent do real work. We moved the application to a lender that counted a higher share of the rent towards serviceability. Same purchase, same rent, assessed differently, and it cleared. Which lender reads the rent often decides these deals.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Free guides

What to know before you buy

Three free guides covering how a Brookvale purchase actually runs, from pre-approval to settlement.

Home loan pre-approval

What it covers, and how long it lasts.
Read the guide

Choosing a home loan

Fixed, variable, offset and redraw.
Read the guide

Settlement day

What has to be ready before then.
Read the guide

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans in Brookvale for every plan

First home
Learn more
Next home
Learn more
Investment property
Learn more
Refinancing
Learn more
Construction loans
Learn more
Bridging loans
Learn more
Guarantor loans
Learn more
No LMI and waived LMI
Learn more
Self employed home loans
Learn more

Not sure where to start? See what a Sydney mortgage broker does.

When did you last
check your rate?

We compare your current home loan against 35+ lenders. If a refinance saves you money we will show you the numbers, and if it does not we will tell you that too.

0426 002 202 Let's meet
Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs, and Royal North Shore is a few minutes away. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Home loans for
Doctors
Learn more
Home loans for
Dentists
Learn more
Home loans for
Accountants
Learn more
Home loans for
Lawyers
Learn more

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.
Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.
Calculate

Home equity
calculator

See how much equity you could use in the home you own now.
Calculate
How it works

Three steps to your loan

1

Financial health check

2

Get pre-approved

3

Settle, then stay in touch

Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
Verified Google review
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
Verified Google review
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."
Verified Google review
FAQ

Brookvale questions, answered

First home, next home, refinancing, accessing equity, investing, and how our digital appointments work. The essentials, then a quick call to get the current detail.

Can you help me buy my first home?
Yes, and Brookvale is one of the more affordable entry points on the beaches for a first home, because it has a growing apartment market around the town centre and transport, so there is a genuine way in. First home buyer schemes, professional insurance waivers and guarantor options can each reduce the deposit you need, and which ones apply depends on your income, your job and the property. Those rules and limits change over time, so the best next step is a quick call where we go through your situation and tell you exactly where you stand today.
Can you help me buy my next home?
Yes. In Brookvale the move is often from an apartment to a house nearby or up on higher ground, and the suburb's apartment market makes the first step reachable. Some people upgrade in the area, others keep the unit as a rental and buy the house close by. Whether you sell first or buy first changes how the loan is built, and bridging finance covers the gap when timing does not line up. Give us a call and we will map the order and structure that suits your plans.
Can you help me refinance?
Yes. With Brookvale values on the move of late, the loan you set up a while back may no longer be the keenest available, and refinancing lets you weigh the whole picture at once, the rate, how it is structured, and the term still to run, rather than just the headline number. Because rates and lender rules keep shifting, a figure quoted now ages fast, so the sensible step is a call where we put your loan up against 35+ lenders and tell you straight whether a switch is worth it.
Can you help me access equity or get a better rate?
Yes. If your Brookvale home has grown in value, the equity you have built can often fund a renovation, another purchase or a restructure, and a review frequently turns up a sharper rate along the way. How much is usable depends on a current valuation and your position, and in a changing market that figure can move. Because of that, the most useful thing is a quick call where we work out what is genuinely available to you today rather than an estimate off a website.
Can you help me buy an investment property, using equity or cash?
Yes. An investment purchase can come from cash, from equity in a property you already hold, or a mix of both, and the structure matters for keeping things clean and for tax later. Brookvale has some of the strongest unit yields on the beaches and steady tenant demand from the town centre and transport, so apartments here are a genuine investment option, and equity can also fund a purchase elsewhere. Loop your accountant in on the tax, and call us on the lending so the structure is right from day one.
Do you offer digital appointments and virtual meetings?
Yes. Plenty of Brookvale clients meet us by phone, Zoom or Teams, which fits busy schedules and saves a trip, and we can run the whole loan that way, from the first chat to settlement, with documents handled securely online. If you would rather meet in person we come to you, including evenings and weekends. Get in touch and we will set up whichever way of meeting works best for you.

Your Brookvale mortgage broker
Your home loan.
Made simple.

Free check. No pressure. 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet

Brookvale does not sit on its own. It sits at the centre of the beaches, with Dee Why to the north, Freshwater and Manly towards the coast, and Curl Curl close by. Balgowlah and Seaforth sit towards the harbour, and the beaches run north through Collaroy and Narrabeen. We cover all of them, so if your search shifts a suburb or two, you are not starting from scratch.