Taren Point mortgage broker

Taren Point mortgage broker

A mortgage broker
who knows Taren Point.

Home loans in Taren Point for your first home, your next home, an investment or a refinance. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you
What we help with

Four reasons people call us in Taren Point

Each one runs differently here, because Taren Point is a small, tightly held waterfront pocket on the Georges River, quiet and residential on the water with a separate business and industrial area alongside.

First home loans in Taren Point
Taren Point is a small, tightly held waterfront pocket where a first home is usually a house running into the millions, or one of the few units near the water. The Australian Government 5% Deposit Scheme comes with a property price cap in NSW, and some Taren Point units may sit under it, though many homes sit above. Some jobs skip lenders mortgage insurance altogether, and a family guarantor loan can help, but a nearby suburb is often the more realistic first step.
Buying your next home in Taren Point
Taren Point is where many Shire buyers step up to for the waterfront and the boating, so most purchases here are a next home rather than a first. The move is built around one sale and one purchase, and bridging finance covers the gap when the two will not line up. Homes here can sit on the market a while, which can give you room on timing. It is worth getting the borrowing worked out early, before the right waterfront home comes up.
Investment property loans in Taren Point
Taren Point is a small waterfront market with strong rents but low yields, near 2.5%, so it leans more to lifestyle and capital than income. Lenders count expected rent towards what you can afford, but on low yields your own income carries most of the assessment. The suburb's business and industrial area is a separate commercial lending matter. Many owners here use equity to invest in higher yielding areas. Speak with your accountant early on the tax side.
Refinancing a Taren Point home loan
At Taren Point loan sizes, a small rate difference is worth real money each year, and many waterfront loans have not been repriced since they settled. Equity can fund a renovation, a deposit on another purchase, or the release of a parent's home still sitting as security. Because waterfront homes value in a wide range, a refinance is also a good moment to get a current read on value alongside the rate, the structure and the years left on the loan.

Whichever one brought you here, the first conversation is the same. We look at where you are now, then show you what each lender on our panel would do with it.

Thinking about
your first home?

Getting into Taren Point with less than a 20% deposit is possible but tricky, because it is a small, high value waterfront market, so it is worth understanding the options first. We can walk you through it.

0426 002 202 Let's meet
About Taren Point

What the 2229 market actually looks like

History of Taren Point
Taren Point sits on the Georges River near the Captain Cook Bridge. It developed with a quiet residential waterfront on one side and a business and light industrial precinct on the other, and remains a small, tightly held pocket where established, often older residents enjoy the river and the boating.
Taren Point property market
Taren Point is a small, tightly held waterfront market with a separate business area alongside. The residential streets near the water hold houses that rarely come up and a small pool of units, while the commercial precinct sits apart. Waterfront position, boating access and scarcity keep the small residential market sought after.
Taren Point property prices
Houses sit around $2.7 million, with only about 22 sold in a year and long times on the market, while the few units are more reachable, near $1.4 million. Yields are low, near 2.5%, so this is a lifestyle and capital market, driven by the waterfront and the quiet rather than by rental income.
Borrowing in Taren Point
Waterfront homes value in a wide range, and some lenders look closely at the water frontage, sea walls and flood levels, and at how close a home sits to the business and industrial area. The valuation and the choice of lender both matter. Send us the address before you offer and we will tell you which lenders suit it.

Whether it is a waterfront home or a unit near the river, we know which lenders are comfortable with each, here and across the Sutherland Shire.

Ready for the
next home?

Selling first or buying first changes almost everything about the loan. We can map out every step of the journey.

0426 002 202 Let's meet
Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Taren Point, based in Ryde

Founder & mortgage broker

MFAA
Member
Former CommBank
Lender
10+ years
Experience

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Looking at an
investment property?

Rent counts towards what you can borrow, and two lenders can land a long way apart on the same purchase.

0426 002 202 Let's meet
Client stories

How we helped in Taren Point

Three real situations, each one about financing a waterfront home the right way.

A waterfront valuation, done properly.

They were buying a waterfront home in Taren Point, and the first lender's valuation came back short, its valuer unsure how to price the river frontage. Rather than accept it and find more cash, we ran the file through a lender whose valuer understood the Taren Point waterfront and what these homes fetch. The second figure landed close to the price, kept their deposit where they had planned it, and the purchase settled. On waterfront homes, the valuer makes all the difference.

Close to the industrial edge, the right lender.

A buyer wanted a Taren Point home near the edge of the business and industrial pocket, and their own bank was cautious about the mixed setting. Nothing was wrong with the buyer or the home. We knew which lenders were comfortable with a residence near a commercial area and placed the loan with one of them, and it went through at a competitive rate. Where zoning and neighbours vary street to street, the choice of lender often decides the loan.

Time on the market, used well.

A family stepping up to a Taren Point waterfront home found the property had been listed a while, which is common here, and they did not want to sell their own place before securing it. We arranged bridging finance so they could buy the waterfront home first and sell afterwards without pressure, structured so the loan settled cleanly once their old home sold. The slower local market worked in their favour, and the finance let them move on their own timing.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Free guides

What to know before you buy

Three free guides covering how a Taren Point purchase actually runs, from pre-approval to settlement.

Home loan pre-approval

What it covers, and how long it lasts.
Read the guide

Choosing a home loan

Fixed, variable, offset and redraw.
Read the guide

Settlement day

What has to be ready before then.
Read the guide

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans in Taren Point for every plan

First home
Learn more
Next home
Learn more
Investment property
Learn more
Refinancing
Learn more
Construction loans
Learn more
Bridging loans
Learn more
Guarantor loans
Learn more
No LMI and waived LMI
Learn more
Self employed home loans
Learn more

Not sure where to start? See what a Sydney mortgage broker does.

When did you last
check your rate?

We compare your current home loan against 35+ lenders. If a refinance saves you money we will show you the numbers, and if it does not we will tell you that too.

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Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs, and Royal North Shore is a few minutes away. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Home loans for
Doctors
Learn more
Home loans for
Dentists
Learn more
Home loans for
Accountants
Learn more
Home loans for
Lawyers
Learn more

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.
Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.
Calculate

Home equity
calculator

See how much equity you could use in the home you own now.
Calculate
How it works

Three steps to your loan

1

Financial health check

2

Get pre-approved

3

Settle, then stay in touch

Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
Verified Google review
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
Verified Google review
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."
Verified Google review
FAQ

Taren Point questions, answered

First home, next home, refinancing, accessing equity, investing, and how our digital appointments work. The essentials, then a quick call to get the current detail.

Can you help me buy my first home?
Yes, though Taren Point is a small, tightly held waterfront pocket where a first home is usually a house running into the millions, or one of the few units near the water. First home buyer schemes, professional insurance waivers and guarantor options can each reduce the deposit you need, and some Taren Point units may sit under the scheme's property price cap, though many homes sit above it. The best next step is a quick call where we go through your situation and tell you where you stand today.
Can you help me buy my next home?
Yes, and it is a common Taren Point move, since many buyers step up here from a nearby Shire suburb for the waterfront and the boating. The move is usually built around one sale and one purchase, and whether you sell first or buy first changes how the loan is structured, with bridging finance covering the gap when the two settlements will not line up. Homes here can sit on the market a while, which can work in your favour on timing. Give us a call and we will map the order and structure that suits your plans.
Can you help me refinance?
Yes. Taren Point loans run large, so even a slight gap from the sharpest rate adds up over a year, yet plenty of owners have not looked at the loan since settlement. Refinancing is the moment to weigh the rate, the structure and the time left all at once, not just the headline. Since any number quoted today ages fast, the useful step is a call where we test your loan against 35+ lenders and tell you frankly whether switching is worth it.
Can you help me access equity or get a better rate?
Yes. If a Taren Point home has risen in value, the equity inside it can go towards a renovation, another purchase or a tidier loan setup, and reviewing it frequently uncovers a keener rate along the way. As waterfront homes value across a wide range, what is usable depends on a fresh valuation and where you sit. A short call gives a far more reliable read than any online estimate.
Can you help me buy an investment property, using equity or cash?
Yes. An investment purchase can come from cash, from equity in a property you already hold, or a mix of both, and the structure matters for keeping things clean and for tax later. Taren Point is a small waterfront market with strong rents but low yields, so it leans more to lifestyle and capital than income, and the suburb's business and industrial pocket is a separate commercial matter. Loop your accountant in on the tax, and call us on the lending so the structure is right from day one.
Do you offer digital appointments and virtual meetings for customers based in Taren Point?
Yes, and it suits Taren Point well, because there is no train station here, so meeting by phone, Zoom or Teams saves the drive to a station or into an office. We can run the whole loan that way, from the first chat to settlement, with documents handled securely online. If you would rather meet in person we come to you, including evenings and weekends. Get in touch and we will set up whichever way of meeting works best for you.

Your Taren Point mortgage broker
Your home loan.
Made simple.

Free check. No pressure. 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet

Taren Point does not sit on its own. It sits on the water beside Caringbah and Sylvania, with Miranda a short drive south and Sylvania Waters across the bay. Woolooware and Cronulla sit towards the coast. We cover all of them, so if your search shifts a suburb or two, you are not starting from scratch.