Como mortgage broker

Como mortgage broker

A mortgage broker
who knows Como.

Home loans in Como for your first home, your next home, an investment or a refinance. We compare 35+ lenders and it costs you nothing.

35+
Lenders
10+
Years experience
1,000+
Clients helped
$0
Cost to you
What we help with

Four reasons people call us in Como

Each one runs differently here, because Como is a leafy riverside village on the Georges River, tightly held and family focused, with its own station and a mix of houses and units.

First home loans in Como
In Como a first home is usually a unit or a smaller house, with the leafy riverside houses running higher, and the station and village give a genuine way in. The Australian Government 5% Deposit Scheme comes with a property price cap in NSW, and some Como units sit under it. Some jobs skip lenders mortgage insurance altogether, and a family guarantor loan is the other common way to bring the deposit down close to the river.
Buying your next home in Como
The step in Como is often from a unit up to a riverside house, and both trade steadily here. Some people upgrade within Como as families grow. Others keep the unit, rent it out and buy the house nearby in Oyster Bay, Jannali or Sutherland. Selling first or buying first changes how the loan is built, and bridging finance covers the gap when the two settlements will not line up.
Investment property loans in Como
Como's houses hold up better than the median suggests, with steady tenant demand from the station, the Georges River and the village, and house yields near 3%. Lenders count expected rent towards what you can afford, so that rent does real work while your income carries the rest. Riverside and older homes can carry a few lender questions. Keeping the new loan separate from the home loan matters for tax, so speak with your accountant early.
Refinancing a Como home loan
Values here have grown, so the equity in your place may be more than you last checked. That figure can fund a renovation, a deposit on the next purchase, or the release of a parent's home still sitting as security on your loan. A refinance is also the one moment the rate, the structure and the years left on the loan all get looked at together, which almost never happens if you leave the loan where it is.

Whichever one brought you here, the first conversation is the same. We look at where you are now, then show you what each lender on our panel would do with it.

Thinking about
your first home?

There are a few ways into a Como unit or smaller home with less than a 20% deposit, and some suit this market better than others. We can walk you through them before you start inspecting.

0426 002 202 Let's meet
About Como

What the 2226 market actually looks like

History of Como
Como is one of the Shire's oldest riverside settlements, growing around the Como Pleasure Grounds and the railway bridge over the Georges River from the late 1800s. Today it is a leafy, tightly held village on the water, with its own station on the T4 line and family homes on bushland streets.
Como property market
Como is a tightly held riverside market with houses and a smaller unit pool. Family homes on leafy streets near the river are held for a long time and rarely come up, while apartments and smaller homes near the station give first buyers and investors a way in. The river, the village and the train keep demand firm and stock scarce.
Como property prices
Houses sit around $1.84 to $1.97 million, with roughly 35 sold in a year, held for a long time, while units are more reachable and trade in smaller numbers. House yields run near 3%, firmer than much of the Shire, so Como suits families wanting the riverside lifestyle and investors after a steadier return.
Borrowing in Como
On a house you are often near the loan size where lenders start adding their own checks. On a unit the building decides it, and riverside or bushland homes can draw closer lender questions on access, slope or flood. Send us the address before you offer and we will flag anything a lender is likely to catch.

Whether it is a riverside house or a unit, we know which lenders are comfortable with each, here and across the Sutherland Shire.

Ready for the
next home?

Selling first or buying first changes almost everything about the loan. We can map out every step of the journey.

0426 002 202 Let's meet
Your broker

Meet Ali Hasani

Ali Hasani, mortgage broker for Como, based in Ryde

Founder & mortgage broker

MFAA
Member
Former CommBank
Lender
10+ years
Experience

Ali Hasani is the founder of Buyvest. He has worked in home loans for more than ten years, a lot of it at Commonwealth Bank. We meet clients face to face, or by phone, Zoom and Teams, at night and on weekends as well as work hours. We take your loan to 35+ lenders, compare the numbers, and show you the options. Ali is an MFAA accredited broker with a Diploma of Finance and Mortgage Broking Management and a Post Graduate in Accounting.

Looking at an
investment property?

Rent counts towards what you can borrow, and two lenders can land a long way apart on the same purchase.

0426 002 202 Let's meet
Client stories

How we helped in Como

Three real situations, each one that moved from stuck to sorted with the right lender.

The scheme they already qualified for.

A couple renting near Como station had saved a 5% deposit and assumed years more waiting lay ahead. What they had not realised was that they were eligible for the Australian Government 5% Deposit Scheme, which let them buy a Como unit that came under the property price cap with the deposit they already had and no lenders mortgage insurance. They kept the rest of their savings for a buffer. The wait they had braced for simply did not need to happen.

A guarantor into a riverside house.

A first home buyer wanted a house near the river in Como rather than a unit, and even here the deposit was a stretch. Their parents offered to help, so we set up a family guarantor loan using a limited slice of the parents' equity as extra security. That let them buy the Como house with a smaller deposit and no lenders mortgage insurance, structured so the guarantee could be released later once they had built enough equity of their own.

A bushland block, the right lender.

A buyer wanted a Como home on a steep bushland block near the river, and their own bank was cautious about the slope and access. Nothing was wrong with the buyer. We knew which lenders were comfortable with bushland and riverside blocks like this one, placed the loan with one of them, and it went through at a competitive rate. On homes with a tricky setting, the choice of lender often decides whether the loan happens.

These are past client stories, with details changed for privacy. Your own result depends on your situation and what the lender decides.

Free guides

What to know before you buy

Three free guides covering how a Como purchase actually runs, from pre-approval to settlement.

Home loan pre-approval

What it covers, and how long it lasts.
Read the guide

Choosing a home loan

Fixed, variable, offset and redraw.
Read the guide

Settlement day

What has to be ready before then.
Read the guide

Read the free guides in the Loan Vault to know how the home buying process works in NSW.

What we do

Home loans in Como for every plan

First home
Learn more
Next home
Learn more
Investment property
Learn more
Refinancing
Learn more
Construction loans
Learn more
Bridging loans
Learn more
Guarantor loans
Learn more
No LMI and waived LMI
Learn more
Self employed home loans
Learn more

Not sure where to start? See what a Sydney mortgage broker does.

When did you last
check your rate?

We compare your current home loan against 35+ lenders. If a refinance saves you money we will show you the numbers, and if it does not we will tell you that too.

0426 002 202 Let's meet
Your job matters

Home loans by profession

Some lenders drop lenders mortgage insurance for certain jobs, and Royal North Shore is a few minutes away. The lists and the limits differ from one lender to the next, so it is worth checking where yours sits.

Home loans for
Doctors
Learn more
Home loans for
Dentists
Learn more
Home loans for
Accountants
Learn more
Home loans for
Lawyers
Learn more

Not sure if your job is on a list? See No LMI and waived LMI home loans, or ask us and we will check every lender on our panel.

Plan ahead

Run the numbers

Free tools that show you where you stand right now.

Property deposit
calculator

Work out the deposit you need for the area you are looking at.
Calculate

Mortgage repayment
calculator

See what your repayments look like at different rates.
Calculate

Home equity
calculator

See how much equity you could use in the home you own now.
Calculate
How it works

Three steps to your loan

1

Financial health check

2

Get pre-approved

3

Settle, then stay in touch

Client reviews

5.0 ★★★★★ on Google

Reviews from clients across Sydney.

★★★★★
"Ali is an excellent broker who truly knows his numbers. He made the entire process of securing two investment loans incredibly smooth and stress-free. What really sets him apart is the valuable advice he provides not just about loans, but also about making safe and smart investments."
Verified Google review
★★★★★
"Ali was very professional and was able to help with our complicated loans to refinance. He kept us up to date throughout the process and made sure my wife and I understood everything before signing and that we had no issues after settlement."
Verified Google review
★★★★★
"Ali is our trusted advisor for many years. He responds swiftly and honestly. He is the best in working out options for loans. He goes above and beyond to get the best outcome for the customers."
Verified Google review
FAQ

Como questions, answered

First home, next home, refinancing, accessing equity, investing, and how our digital appointments work. The essentials, then a quick call to get the current detail.

Can you help me buy my first home?
Yes. In Como a first home is often a unit or a smaller house, with the leafy riverside houses running higher, and the station and village give a genuine way in. First home buyer schemes, professional insurance waivers and guarantor options can each reduce the deposit you need, and some Como units sit under the scheme's property price cap. Which options apply depends on your income, your job and the property, and those rules change over time, so the best next step is a quick call where we go through your situation and tell you where you stand today.
Can you help me buy my next home?
Yes. The usual Como move is stepping up from a unit to a house near the river, with both trading steadily enough to make it realistic. Some families upgrade within Como as they grow. Others keep the unit as a rental and buy the house close by in Oyster Bay, Jannali or Sutherland. The order you go in shapes the loan, and bridging finance carries you across when a sale and a purchase will not meet. Call us and we will work out the sequence and structure that fit you.
Can you help me refinance?
Yes. Como homes are held for years, so a loan can quietly drift above today's sharper rates without anyone noticing. A refinance is the chance to weigh the rate, the structure and the remaining years together rather than the headline alone. As rates and lender rules keep shifting, a figure quoted now dates quickly, so the useful thing is a call where we benchmark your loan across 35+ lenders and tell you straight if a move is worthwhile.
Can you help me access equity or get a better rate?
Yes. If your Como home has grown in value, the equity you have built can often fund a renovation, another purchase or a restructure, and a review frequently turns up a sharper rate along the way. How much is usable depends on a current valuation and your position, and riverside homes can value in a range between lenders. The most useful thing is a quick call where we work out what is genuinely available to you right now rather than an estimate off a website.
Can you help me buy an investment property, using equity or cash?
Yes. An investment purchase can come from cash, from equity in a property you already hold, or a mix of both, and the structure matters for keeping things clean and for tax later. Como's houses hold up better than the median suggests, with steady tenant demand from the station, the river and the village, so it can work as an investment, and equity here can also fund a purchase elsewhere. Loop your accountant in on the tax, and call us on the lending so the structure is right from day one.
Do you offer digital appointments and virtual meetings for customers based in Como?
Yes. A good number of Como clients run the whole process on a screen, over the phone or by Zoom or Teams, fitting appointments around work and family and signing everything securely online to settlement. If you would rather we met in person, we come to you, on weeknights or weekends. Reach out and we will arrange whichever suits you, remote or face to face.

Your Como mortgage broker
Your home loan.
Made simple.

Free check. No pressure. 35+ lenders compared at $0 cost to you.

0426 002 202 Let's meet

Como does not sit on its own. It sits on the river beside Oyster Bay and Jannali, with Sutherland and Kirrawee to the south and Bonnet Bay and Bangor across the water. Gymea and Miranda sit further into the Shire. We cover all of them, so if your search shifts a suburb or two, you are not starting from scratch.